$434,900

4695 3rd Street Loop NE Saint Cloud, MN 56304

$5,164
Closing credit¹
3 beds
1 full
1,604 sqft
$271 / sqft
House

Property details

About 4695 3rd Street Loop NE

Built by local builder Heartland Homes, this stunning 3-bedroom, 2-bathroom rambler offers modern finishes and a thoughtfully designed layout. The vaulted main level enhances the open and airy feel, with the kitchen, dining, and living areas flowing seamlessly together. A spacious center island, quartz countertops, and ample cabinet space make the kitchen both stylish and functional, accented by black hardware and Sherwin Williams' Drift of Mist neutral gray paint throughout. The private primary suite features a ¾ bath with a dual vanity, while a shared full bath serves the additional bedrooms. Durable laminate flooring extends through the kitchen, dining, entry, and hall, with carpet in the bedrooms and vinyl in the bathrooms and laundry for easy maintenance. 3 beds on one level! Situated on a lookout lot, this home includes a 4-stall garage, concrete driveway, irrigation system, and full sod.The unfinished basement offers endless possibilities for future expansion. Enjoy miles of neighborhood trails, a park just down the road, and quick access to downtown St. Cloud, all while being less than 3 miles from Territory Golf Club!

Highlights

Home typeSingle Family Residence
HeatingForced Air
StatusActive
CoolingCentral Air
Size1,604 sqft
BasementYes
Year builtNew Const., 2025
ParkingAttached Garage
MLS #6677530
Attached garage4 spaces

Summary

  • Full Bathrooms: 1
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Basement: Yes
  • Total Bedroom Count: 3
  • Garage Space: 4 spaces
  • Attached Garage: Yes
  • Parking: Attached Garage
  • Heating: Forced Air
  • Cooling: Central Air
  • List Price: $434,900
  • Price/SqFt: $271
  • HOA Amount: $24
  • HOA Frequency: Annually
  • Annual Tax Amount: $262
  • Tax Year: 2024
  • Directions: HWY 23 E (MN 23-E) turn right on 35th Ave. NE. Left on 2nd St. SE, Left on 47th Ave. NE, Left on 3rd St. Loop NE
  • Year Built: 2025
  • Living Area: 1,604 SqFt
  • MLS Number: 6677530
  • MLS Name: NORTHSTAR
  • Office Name: eXp Realty

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miscellaneous file

$434,900

4695 3rd Street Loop NE

$5,164

closing credit¹

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Price information

Property sales

DateEventPrice
Nov 30, 2009
Home Sold
$40,139
Mar 31, 2005
Home Sold
$101,751

Tax history

YearAssessmentProperty Tax
2024$15,000$262
2023$15,000$276
2022$15,000$298
2021$15,000$300
2020$15,000$312
2018$15,000$312
2017$15,000$320

History based on county public records data.

Nearby schools

2

Lincoln Elementary School

Public District 4-5

3.6 mi

336 5th Ave SE

5

Mississippi Heights Elementary School

Public District KG-5

3.9 mi

1003 4th St S

3

Saint Cloud Math and Science Academ

Public Charter KG-6

5.1 mi

1025 18th St N

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $69,485. Most Saint Cloud, MN residents have annual incomes between $35k-100k. Typical family type is married, no kids. The majority of residents in this area have post secondary degree education.

How much money do the neighbors make?

16%
<35k
55%
35k-100k
25%
100k-200k
4%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

21%
Single, No Kids
8%
Single, with Kids
42%
Married, No Kids
29%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

20%
<11 yrs old
9%
12-17 yrs old
18%
18-34 yrs old
41%
35-64 yrs old
12%
65+ yrs old

What do the neighbors do for fun?

  • HuntingHunting
  • Figure SkatingFigure Skating
  • NASCARNASCAR

Where do the neighbors shop?

  • Dick's Sporting GoodsDick's Sporting Goods
  • DillardsDillards
  • Wal-MartWal-Mart

Where do the neighbors go to eat?

  • Texas RoadhouseTexas Roadhouse
  • Cracker BarrelCracker Barrel
  • Hardee'sHardee's

What do the neighbors drive?

  • SubaruSubaru
  • CadillacCadillac
  • RamRam

What do the neighbors listen to?

  • New CountryNew Country
  • News/Talk/InformationNews/Talk/Information
  • Classic CountryClassic Country
All data provided by Home Junction and Claritas

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Frequently asked questions

Living in Saint Cloud, MN

St. Cloud's transportation infrastructure includes a network of major roads and highways that facilitate travel and commuting within the city and to neighboring areas. Public transit services are available, providing residents with options for getting around the city. The area's walkability varies, with the downtown core being more pedestrian-friendly. While specific ride-sharing statistics are not mentioned, such services are commonly used in the city, complementing the existing transportation options.

The community is served by a robust educational system, including a number of public and private schools that cater to various educational needs, from elementary to higher education, with St. Cloud State University being a prominent institution in the area. Healthcare services are comprehensive, with several clinics and a regional hospital providing a range of medical services. St. Cloud also features a public library system that supports lifelong learning and community engagement. Retail and dining options are plentiful, offering both national chains and local establishments that reflect the city's culture.

St. Cloud is celebrated for its vibrant community spirit and the quality of life it offers residents. The city prides itself on its array of parks and recreational facilities, contributing to a family-friendly atmosphere. Annual events and festivals, such as the Granite City Days, highlight the city's cultural identity and bring the community together in celebration of local heritage and traditions.

St. Cloud offers a diverse housing market with a blend of residential options to suit various preferences and budgets. The housing landscape is characterized by a mix of single-family homes, apartments, and townhouses, with single-family homes being a significant portion of the market. Architectural styles in the area range from historic homes with Victorian influences to more contemporary designs. The majority of the housing stock was built in the latter half of the 20th century, reflecting a period of growth and development for the city.

About 4695 3rd Street Loop NE

The listing price of 4695 3rd Street Loop NE property is $434,900.

The property 4695 3rd Street Loop NE is a house located in Saint Cloud, Minnesota, 56304.

Active Listing: 4695 3rd Street Loop NE is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 4695 3rd Street Loop NE are: Lincoln Elementary School (GreatSchools Rating 2/10), Mississippi Heights Elementary School (GreatSchools Rating 5/10), Saint Cloud Math and Science Academ (GreatSchools Rating 3/10), Sauk Rapids-Rice Middle School (GreatSchools Rating 5/10), South Junior High School (GreatSchools Rating 3/10), North Junior High School (GreatSchools Rating 2/10), Sauk Rapids-Rice High School (GreatSchools Rating 6/10), Apollo High School (GreatSchools Rating 3/10), St. Cloud Area Learning Center (GreatSchools Rating 2/10).

According to the records, the last property tax for 2024 is $262 (source: MLS/based on county public records data).

The last sale was on November 30, 2009 for $40,139 (source: MLS/tax record).

The property at 4695 3rd Street Loop NE has 3 bedrooms and 2 bathrooms.

The property 4695 3rd Street Loop NE is 1,604 SqFt (source: MLS/tax record).

The year of construction for 4695 3rd Street Loop NE is 2025.

This home is located at 4695 3rd Street Loop NE in Saint Cloud, MN and zip code 56304. This 1,604 square foot home was built in 2025. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since February 28, 2025 and is currently priced at $434,900.

In April 2025 more than 18 listings in Saint Cloud, MN were sold above the asking price. During the same period more than 10 listings were sold at asking price, while more than 18 were sold below. Between March and April 2025, Saint Cloud, MN real estate market has seen increase in the number of listings by 25.8%. While the average time on the market in April 2025 was 45 days, the median list price was $248,250.

From Rocket Homes Real Estate and based on county public records data.

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