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$1,690,000

487 Harbor Dr S Indian Rocks Beach, FL 33785

3 beds
2 full, 1 partial
1,883 sqft
0.2 acres
$898 / sqft
House

Property details

About 487 Harbor Dr S

Welcome to an amazing opportunity on the southern tip of Harbor Drive. A slice of waterfront paradise facing southeast on the Boca Ciega. This block-constructed beauty was built in 2015 to sustain CAT 5 hurricanes, and it held strong, only experiencing some interior water damage, making it primed and ready for a full transformation. The bonus FEMA’s Substantial Damage Allowance opens the door to rebuild as-is or go vertical to elevate the dream. The saltwater pool and spa are dazzling with propane heat, surrounded by lush tropical landscaping. Enjoy a sunrise coffee, a midday float followed by an evening dinner waterside. The location is quiet, private and tucked way back at end of a cul-de-sac with no HOA, no rental restrictions and all the short-term potential your portfolio craves. All this comes with the charm and character of Indian Rocks Beach (IRB), where the old-school Florida beach-town vibe exists and thrives. IRB is home to beloved local restaurants serving up freshly caught, just off the boat seafood, a public boat ramp, tennis courts, playgrounds, and of course, white sandy beaches that stretch for miles and miles. There is even a community garden, dog park and endless fun on and off the water, from paddle boarding to pub hopping. This isn’t just a home, it’s a launchpad for a lifestyle and legacy. Bring your vision. Build your future. The coast is calling.

Highlights

Home typeSingle Family Residence
HeatingCentral, Electric
StatusActive
CoolingCentral Air
Size1,883 sqft
Lot size0.17 Acres
Year built2015
ParkingBoat, Circular Driveway
MLS #TB8397563
Attached garage2 spaces
WaterfrontIntracoastal Waterway
ViewPool, Water
Private poolYes

Virtual tour

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 2
  • Appliances: Electric Water Heater
  • Flooring Type: Travertine
  • Interior: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
  • Total Bedroom Count: 3
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Private Pool: Yes
  • Parking: Boat, Circular Driveway
  • Waterfront: Intracoastal Waterway
  • View: Pool, Water
  • Exterior: Dog Run, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
  • Heating: Central, Electric
  • Cooling: Central Air
  • List Price: $1,690,000
  • Price/SqFt: $897
  • HOA Amount: $0
  • Annual Tax Amount: $7,809
  • Tax Year: 2023
  • Lot: Cul-De-Sac, Flood Zone, Landscaped, Dead End Street, Paved
  • Directions: West on East Bay Drive from US 19, take to Gulf Blvd and turn Left. Left on 1st Street, veer Right on Harbor Dr., stay right on Harbor Dr S, home is almost at end on Right Side storage container and boat trailer in drive.
  • Year Built: 2015
  • Stories: 1
  • Living Area: 1,883 SqFt
  • Lot Size: 0.17 Acres
  • MLS Number: TB8397563
  • MLS Name: MFRMLS
  • Office Name: PREMIER SOTHEBY'S INTL REALTY
  • Office Phone: (727) 595-1604
  • Listing Agent: Kelly Ackley

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DMCA Notice

IDX Copyright 2025 My Florida Regional Multiple Listing Service DBA Stellar MLS. The real estate listing data marked with this icon comes from the IDX program of the Stellar MLS system. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided exclusively for consumers’ personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Properties displayed may be listed or sold by various participants in the MLS.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/23/2025, 4:34:34 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Nov 16, 2009
Home Sold
$420,000

Tax history

YearAssessmentProperty Tax
2023$517,327$7,809
2022$502,259$7,438
2021$487,630$7,438
2020$480,897$7,599
2019$470,085$7,504
2018$461,320$7,327
2017$451,832$7,334

History based on county public records data.

Nearby schools

8

Anona Elementary

Public District PK-5

1.4 mi

12301 Indian Rocks Rd

5

Ridgecrest Elementary

Public Magnet KG-5

2.1 mi

1901 119th St

6

Mildred Helms Elementary

Public Magnet PK-5

2.5 mi

561 Clearwater Largo Rd S

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $84,358. The most common annual income of people living in Indian Rocks Beach, FL is between $35k-100k. Most families are single, no kids. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

14%
<35k
53%
35k-100k
26%
100k-200k
7%
200k+

What level of education do the neighbors have?

No High School
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

48%
Single, No Kids
4%
Single, with Kids
38%
Married, No Kids
10%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

8%
<11 yrs old
3%
12-17 yrs old
11%
18-34 yrs old
58%
35-64 yrs old
20%
65+ yrs old

What do the neighbors do for fun?

  • Hiking/backpackingHiking/backpacking
  • Symphony or OperaSymphony or Opera
  • PGA/LPGAPGA/LPGA

Where do the neighbors shop?

  • Nordstrom RackNordstrom Rack
  • Chico'sChico's
  • Stein MartStein Mart

Where do the neighbors go to eat?

  • ChipotleChipotle
  • Boston MarketBoston Market
  • Bonefish GrillBonefish Grill

What do the neighbors drive?

  • MazdaMazda
  • VolvoVolvo
  • CadillacCadillac

What do the neighbors listen to?

  • RockRock
  • Talk/PersonalityTalk/Personality
  • ClassicalClassical
All data provided by Home Junction and Claritas

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Frequently asked questions

About 487 Harbor Dr S

The listing price of 487 Harbor Dr S property is $1,690,000.

The property 487 Harbor Dr S is a house located in Indian Rocks Beach, Florida, 33785.

Active Listing: 487 Harbor Dr S is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 487 Harbor Dr S are: Anona Elementary (GreatSchools Rating 8/10), Ridgecrest Elementary (GreatSchools Rating 5/10), Mildred Helms Elementary (GreatSchools Rating 6/10), Plato Seminole (GreatSchools Rating 5/10), Largo Middle School (GreatSchools Rating 4/10), Seminole Middle School (GreatSchools Rating 5/10), Dropout Prevention School (GreatSchools Rating 2/10), Largo High School (GreatSchools Rating 5/10), Pinellas Gulf Coast Academy (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $7,809 (source: MLS/based on county public records data).

The last sale was on November 16, 2009 for $420,000 (source: MLS/tax record).

The property at 487 Harbor Dr S has 3 bedrooms and 2 full and 1 half bathrooms.

The property 487 Harbor Dr S is 1,883 SqFt (source: MLS/tax record).

The year of construction for 487 Harbor Dr S is 2015.

This home is located at 487 Harbor Dr S in Indian Rocks Beach, FL and zip code 33785. This 1,883 square foot home, which was built in 2015, sits on a 0.17 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since June 20, 2025 and is currently priced at $1,690,000.

In June 2025, from all listings sold in Indian Rocks Beach, FL there were more than 0 sold above asking price, over 13 sold below and more than 0 were sold right at the asked price. The number of homes for sale in Indian Rocks Beach, FL increased by 2.5% between May and June 2025. Listings spent 66 days on the market in June 2025, and had a median list price of $866,500 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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