$6,233

closing credit¹

4940 Cardinal Trl Palm Harbor, FL 34683

$524,900
4 beds
2 full
2,010 sqft
0.1 acres
$261 / sqft
House

Property details

About 4940 Cardinal Trl

Welcome to this beautifully updated 4-bedroom, 2-bathroom home in the charming Blue Jay Woodlands community of Baywood Village, where modern living meets the relaxed Florida coastal lifestyle. Sitting proudly 3 feet above sea level, this home has NEVER FLOODED—a rare and reassuring feature. Plus, it comes with a NEW 2024 roof, and gutters are in the process of being installed. Inside, you’ll find a home that’s been lovingly updated and designed for both comfort and style. The kitchen is truly the heart of this home, featuring gorgeous granite countertops, a central island breakfast bar, a coffee bar, and pantry, all lit by natural light streaming through two skylights. Stainless steel appliances complete this dream space, making it perfect for everything from weekday breakfasts to hosting friends and family. The open living area offers wood-grain ceramic tile floors and a sleek, modern electric fireplace, with a bonus room nearby ready to be your office, guest room, or creative space. The master suite is your private retreat, with a spacious walk-in closet (complete with a built-in safe), an updated en-suite bathroom, and French doors that lead to an enclosed patio—a peaceful spot to enjoy your morning coffee. The fourth bedroom also has patio access, offering flexible options as a fitness room, office, or guest suite. The outdoor living spaces are just as inviting, featuring a wood deck, a lower paver patio, and a hot tub for year-round relaxation. While the yard could use some fresh landscaping and the exterior would benefit from a new coat of paint to match the new roof, it’s a blank canvas for creating your dream outdoor space. A partially updated fenced yard and convenient doggy door access make it perfect for pets. This home is loaded with thoughtful upgrades, including double-pane UV-tinted windows, custom hurricane shades, a sprinkler system, a water softener, and an updated laundry room with a washer, dryer, and stainless steel sink. Freshly painted interiors mean it’s move-in ready, with only a few exterior touches left to make it your own. What really sets this property apart is the incredible community it’s nestled in. Baywood Village offers a warm, welcoming atmosphere and a calendar full of fun events like Halloween and Christmas golf cart parades, a chili cook-off, an Easter party, and more! With an optional $65/year HOA, you’ll also enjoy access to the community boat ramp, clubhouse, and playground. Located just minutes from Florida’s most beloved spots—Honeymoon Island, Sunset Beach, Fred Howard Park, and the Pinellas Trail—you’re also close to downtown Palm Harbor’s quaint charm and the Tarpon Springs Sponge Docks with their unique shopping and dining. Enjoy local favorites like Urban Grounds and Tarpon Social for coffee, Twisted Orange for craft cocktails, One Amazing Find and Little Beach Babes for boutique shopping, and family-friendly fun at Wall Springs Park. ** Ask about the available 1-0 buydown option with the seller’s preferred lender, which may help reduce the buyer’s interest rate for the first year. Terms and eligibility apply.** Whether you’re looking for a home with character, a vibrant community, or proximity to all the best Florida has to provide, this home has it all. Schedule your private showing today and start imagining the possibilities!

Highlights

Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCentral Air
Size2,010 sqft
Lot size0.14 Acres
Year built1987
ParkingDriveway, Ground Level
MLS #TB8342305
Attached garage2 spaces
FireplaceElectric

Virtual tour

Summary

  • MLS Number: TB8342305
  • MLS Name: MFRMLS
  • Office Name: DALTON WADE INC
  • Office Phone: (888) 668-8283
  • Listing Agent: Ariana Agostini

IDX Listings courtesy of Stellar MLS as distributed by MLS GRID.

All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX Copyright 2025 My Florida Regional Multiple Listing Service DBA Stellar MLS. The real estate listing data marked with this icon comes from the IDX program of the Stellar MLS system. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided exclusively for consumers’ personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Properties displayed may be listed or sold by various participants in the MLS.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/31/2025, 9:19:59 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Get an agent. Get a mortgage. Save big.¹

ranch-style home with a garage

$524,900

4940 Cardinal Trl

$6,233

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Mar 19, 2021
Home Sold
$365,000
Jun 17, 2002
Home Sold
$159,900
Jun 22, 2000
Home Sold
$131,000

Tax history

YearAssessmentProperty Tax
2023$299,272$4,801
2022$290,555$4,669
2021$143,085$4,669
2020$141,109$2,077
2019$137,936$2,025
2018$135,364$1,992
2017$132,580$1,968

History based on county public records data.

Nearby schools

8

Sunset Hills Elementary

Public District PK-5

1.6 mi

1347 Gulf Rd

10

Tarpon Springs Fundamental Ele

Public Magnet KG-5

1.6 mi

400 E Harrison St

8

Sutherland Elementary

Public District PK-5

2.1 mi

3150 N Belcher Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $58,830. The most common annual income of people living in Palm Harbor, FL is between $35k-100k. The majority of families are married, no kids. The majority of residents in this area have post secondary degree education.

How much money do the neighbors make?

25%
<35k
43%
35k-100k
27%
100k-200k
5%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

36%
Single, No Kids
5%
Single, with Kids
44%
Married, No Kids
15%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

9%
<11 yrs old
5%
12-17 yrs old
15%
18-34 yrs old
54%
35-64 yrs old
17%
65+ yrs old

What do the neighbors do for fun?

  • Hiking/backpackingHiking/backpacking
  • Symphony or OperaSymphony or Opera
  • Horse RacesHorse Races

Where do the neighbors shop?

  • Nordstrom RackNordstrom Rack
  • Chico'sChico's
  • Stein MartStein Mart

Where do the neighbors go to eat?

  • ChipotleChipotle
  • Boston MarketBoston Market
  • LongHorn SteakhouseLongHorn Steakhouse

What do the neighbors drive?

  • MazdaMazda
  • VolvoVolvo
  • BuickBuick

What do the neighbors listen to?

  • RockRock
  • Talk/PersonalityTalk/Personality
  • Contemporary InspirationalContemporary Inspirational
All data provided by Home Junction and Claritas

Similar homes for sale

Frequently asked questions

About 4940 Cardinal Trl

This home is located at 4940 Cardinal Trl in Palm Harbor, FL and zip code 34683 in the Cove Springs neighborhood. This 2,010 square foot home, which was built in 1987, sits on a 0.14 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since January 24, 2025 and is currently priced at $524,900.

Palm Harbor, FL housing market in December 2024 saw over 11 listings sold above listed price, more than 21 sold at listed price and over 73 sold below. The inventory of homes for sale in Palm Harbor, FL between November and December 2024 decreased by 1.8%. While the average time on the market in December 2024 was 62 days, the median list price was $442,642.

From Rocket Homes Real Estate and based on county public records data.

More resources