$1,895,000

498 Mcswain Rd White Stone, VA 22578

$10,000
Closing credit¹
4 beds
3 full, 1 partial
3,606 sqft
1.2 acres
$526 / sqft
House

Property details

About 498 Mcswain Rd

Magnificent Views & pristine SAND BEACH that spans the width of this exceptional waterfront home on Indian Creek. With immediate access to the Chesapeake Bay, this rare offering offers endless water views that words can not describe. Nestled in the prestigious enclave of Blue Water Point, a private community of 8 fine homes, residents enjoy exclusive amenities, including a community pool, tennis courts, & community well. Your own private boat slip at the community dock provides access to the water. Designed for a relaxed river vibe, the home features multiple gathering spaces: A spacious living room, anchored by gas fireplace, w/ sliding doors leading to a porch and an expansive backyard: A cozy family room, with a wood-burning fireplace & access to a back patio: A bright, open kitchen w/a dining bar, SS appliances, a generous pantry, & ample counter space: A utility/mudroom with built-in storage—ideal for coming in after a day on the water or outdoor adventure. The primary suite includes an ensuite bath, multiple closets, and a clever ante room/office area with private access. 2 guest bedrooms & versatile private guest suite offer additional sleeping quarters, office space, or a library. Plenty of room for family & extended guests. Additional features include electronic storm shutters on the back of the home for convenience & peace of mind, new HVAC system & fresh paint throughout. High-speed Internet available. Main photo edited to represent lawn in summer. Waterfront living at this level is rarely available—make this stunning Chesapeake Bay retreat your home today.

Highlights

HeatingElectric, Heat Pump
StatusAccepting Backup Offers
(Contract w/Contingencies)
CoolingCeiling Fan(s)
Size3,606 sqft
Lot size1.2 Acres
Year built1988
ParkingGarage Door Opener, Attached
MLS #118564
Attached garage2 spaces
FireplaceGas Log, Living Room

Summary

  • MLS Number: 118564
  • MLS Name: NorthernNeck
  • Office Name: Pearls of the Chesapeake LLC
  • Office Phone: (804) 436-3612
  • Listing Agent: Neena Rodgers, Sandra Lent

© 2025 Northern Neck Association of Realtors MLS. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NNMLS. Information is for personal, non-commercial use by viewers of this site and may not be reproduced or redistributed. All information is deemed reliable but not guaranteed.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 4/18/2025, 2:16:00 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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view of front facade with a pergola, a front lawn, an attached garage, and a chimney

$1,895,000

498 Mcswain Rd

$10,000

closing credit¹

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0.5% sale price²

Price information

Property sales

We're sorry, we currently don't have property sales data for this listing.

Tax history

YearAssessmentProperty Tax
2023$711,600$4,483
2022$711,600$-
2021$711,600$-
2020$711,600$-
2018$663,400$-
2017$663,400$-

History based on county public records data.

Nearby schools

2

Lancaster Primary School

Public District PK-3

6.4 mi

36 Primary School Cir

4

Middlesex Elementary School

Public District PK-5

11.3 mi

823 Philpot Rd

6

Northumberland Elementary School

Public District PK-5

16.5 mi

757 Academic Ln

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $61,280. Residents of White Stone, VA typically earn between $35k-100k each year. Residents typically live in single, no kids family. The majority of residents in this area have post secondary degree education.

How much money do the neighbors make?

23%
<35k
53%
35k-100k
15%
100k-200k
9%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

54%
Single, No Kids
5%
Single, with Kids
35%
Married, No Kids
6%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

7%
<11 yrs old
4%
12-17 yrs old
11%
18-34 yrs old
38%
35-64 yrs old
40%
65+ yrs old

What do the neighbors do for fun?

  • Figure SkatingFigure Skating
  • NASCARNASCAR
  • HuntingHunting

Where do the neighbors shop?

  • Dollar GeneralDollar General
  • Bass Pro ShopsBass Pro Shops
  • Academy Sports & OutdoorsAcademy Sports & Outdoors

Where do the neighbors go to eat?

  • ApplebeesApplebees
  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns

What do the neighbors drive?

  • CadillacCadillac
  • GMCGMC
  • ChevroletChevrolet

What do the neighbors listen to?

  • Classic CountryClassic Country
  • New CountryNew Country
  • OldiesOldies
All data provided by Home Junction and Claritas

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Frequently asked questions

About 498 Mcswain Rd

This home is located at 498 Mcswain Rd in White Stone, VA and zip code 22578. This 3,606 square foot home, which was built in 1988, sits on a 1.20 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since April 4, 2025 and is currently priced at $1,895,000.

White Stone, VA housing market in March 2025 saw over 0 listings sold above listed price, more than 0 sold at listed price and over 1 sold below. The number of listings in White Stone, VA increased by 10.8% between February and March 2025. In March 2025 median list price was $374,000 and the average listing age was 134 days.

From Rocket Homes Real Estate and based on county public records data.

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