#976070, Albert W Mader, Listing office: Compass
$1,599,000 List price
498 Shelter Cove Dr Santa Rosa Beach, FL 32459
3 beds
2 full, 1 partial
2,224 sqft
0.3 acres
$719 / sqft
House
Property details
About 498 Shelter Cove Dr
Bayfront Beauty with Custom Features & Breathtaking Views! Dont miss this rare opportunity to own an award-winning, custom-built bayfront home with 85 feet of stunning waterfront. This 3-bedroom, 2.5-bath gem is designed for both comfort and style, featuring a spacious open floor plan, cathedral ceilings, and panoramic bay views that set the scene for peaceful living and elegant entertaining. The gourmet kitchen boasts granite countertops, custom cabinetry, and plenty of space for gathering. Retreat to the master suite and enjoy your private slice of paradise with a tray ceiling, large walk-in closet, and a gorgeous view of the bay to wake up to every morning. This home is packed with premium upgrades, including: WaterFurnace geothermal HVAC system Storm shutters & 8-ft wind-rated garage door (perfect for oversized vehicles) Whole-house generator Built-in pest deterrent system Irrigation and security systems And for boating enthusiasts there is a boat dock that comes equipped with a boat lift, making it easy to get out on the water at a moments notice. This home is the ideal blend of luxury, durability, and waterfront living. Schedule your private tour today and experience bayfront living at its finest!
Highlights
Home typeSingle Family Residence
HeatingGeothermal
StatusActive
Size2,224 sqft
Lot size0.31 Acres
Year built2001
MLS #974724
Attached garage2 spaces
WaterfrontBay
ViewBay
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Central Vacuum, Dishwasher, Dryer, Refrigerator, Electric Oven, Washer
- Interior: Tray/Cofferd Ceiling, Vaulted Ceilings, Washer/Dryer Hookups
- Total Bedroom Count: 3
- Garage Space: 2 spaces
- Attached Garage: Yes
- Private Pool: No
- Waterfront: Bay
- View: Bay
- Exterior: Sprinkler System
- Architectural Style: Contemporary
- Heating: Geothermal
- List Price: $1,599,000
- Price/SqFt: $718
- HOA Amount: $625 Annually
- Annual Tax Amount: $7,553
- Tax Year: 2023
- Lot: Dead End Street, Within 1/2 Mile to Water
- Directions: Hwy 98 to Goldsby Road North. Left onto Shelter Cove Drive. Home is on right.
- Year Built: 2001
- Stories: 2
- Living Area: 2,224 SqFt
- Lot Size: 0.31 Acres
- MLS Number: 974724
- MLS Name: Emerald Coast Association of REALTORS®
- Office Name: Realty ONE Group Emerald Coast
- Office Email: jacquiluberto@gmail.com
- Listing Agent: Chris Lawson
Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/21/2025, 11:40:35 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Dec 17, 2018 | Home Sold | $738,000 |
| Sep 29, 2000 | Home Sold | $175,000 |
| Oct 09, 1998 | Home Sold | $159,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $897,173 | $7,553 |
| 2022 | $995,113 | $7,795 |
| 2021 | $639,091 | $7,795 |
| 2020 | $603,057 | $6,186 |
| 2019 | $587,027 | $5,829 |
| 2017 | $429,174 | $3,885 |
History based on county public records data.
Nearby schools
7
Van R. Butler Elementary School
Public District KG-5
3.5 mi
•6694 W County Highway 30A
9
Bluewater Elementary School
Public District KG-5
9.5 mi
•4545 Range Rd
8
Dune Lakes Elementary School
Public District KG-5
11.0 mi
•6565 US Highway 98 E
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $79,167. Residents of Santa Rosa Beach, FL typically earn between $35k-100k each year. Residents typically live in single, no kids family. Residents of this area typically have post secondary degree education.
How much money do the neighbors make?
14%
<35k
49%
35k-100k
25%
100k-200k
12%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
40%
Single, No Kids
10%
Single, with Kids
29%
Married, No Kids
21%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
16%
<11 yrs old
5%
12-17 yrs old
26%
18-34 yrs old
44%
35-64 yrs old
9%
65+ yrs old
What do the neighbors do for fun?
College Football
Soccer
NASCAR
Where do the neighbors shop?
Express/Express For Men
Old Navy
Dick's Sporting Goods
Where do the neighbors go to eat?
Sonic
Jimmy Johns
Arbys
What do the neighbors drive?
Kia
GMC
Ram
What do the neighbors listen to?
New Country
Adult Hits
Classic Country
All data provided by Home Junction and Claritas
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Frequently asked questions
About 498 Shelter Cove Dr
The listing price of 498 Shelter Cove Dr property is $1,599,000.
The property 498 Shelter Cove Dr is a house located in Santa Rosa Beach, Florida, 32459.
Active Listing: 498 Shelter Cove Dr is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 498 Shelter Cove Dr are: Van R. Butler Elementary School (GreatSchools Rating 7/10), Bluewater Elementary School (GreatSchools Rating 9/10), Dune Lakes Elementary School (GreatSchools Rating 8/10), Destin Middle School (GreatSchools Rating 8/10), Emerald Coast Middle School (GreatSchools Rating 6/10), Freeport Middle School (GreatSchools Rating 7/10), South Walton High School (GreatSchools Rating 8/10), Seaside Neighborhood School (GreatSchools Rating 10/10), Niceville High School (GreatSchools Rating 6/10).
According to the records, the last property tax for 2023 is $7,553 (source: MLS/based on county public records data).
The last sale was on December 17, 2018 for $738,000 (source: MLS/tax record).
The property at 498 Shelter Cove Dr has 3 bedrooms and 2 full and 1 half bathrooms.
The property 498 Shelter Cove Dr is 2,224 SqFt (source: MLS/tax record).
The year of construction for 498 Shelter Cove Dr is 2001.
This home is located at 498 Shelter Cove Dr in Santa Rosa Beach, FL and zip code 32459. This 2,224 square foot home, which was built in 2001, sits on a 0.31 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 24, 2025 and is currently priced at $1,599,000.
Santa Rosa Beach, FL housing market in June 2025 saw over 2 listings sold above listed price, more than 10 sold at listed price and over 55 sold below. The number of homes for sale in Santa Rosa Beach, FL increased by 6.5% between May and June 2025. Listings spent 101 days on the market in June 2025, and had a median list price of $995,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.