$399,900

509 Cove Villa St Panama City Beach, FL 32407

$4,749
Closing credit¹
3 beds
2 full
1,615 sqft
0.1 acres
$248 / sqft
House

Property details

About 509 Cove Villa St

Welcome to Emerald Cove Villas, an Exceptional home, BEST Value! Like Brand New! Move In Ready! This beautiful property offers easy access to the Panama City Beach area has to offer. Just moments from Front Beach Road and the Beach, Hathaway Bridge to Panama City, and 98 leading toward Pier Park, you'll be minutes from everything. Thomas Drive takes you to the Bay, and All roads lead to fantastic restaurants, shopping, and fun!The home itself is situated in a serene, well-kept community and backs up to private wetlands for added privacy. The landscaped yard is equipped with an underground sprinkler system. At just three years old, the home has been exceptionally well cared for and is ready for you to move right in--appliances and all window treatments are included, with partial furniture for added convenience.You'll love the thoughtful design, featuring ceiling fans, recessed lighting, and tray vaulted nine-foot ceilings with crown molding in both the great room and the owner's bedroom, several dimmer switches. The community itself is beautifully lit at night, with sidewalks throughout and a dog park for your furry friends.This is a primarily owner-occupied neighborhood, but the property could easily serve as a second home or investment property until you're ready to retire. It's the perfect home for anyone looking to enjoy the BEST of Panama City Beach. Features include Leaf Filter Gutter Protection, Low E windows throughout, Orange Peel textured wall and knockdown ceilings, Nine-foot Ceilings, Luxury Vinyl Plank flooring except for three bedrooms that have carpet. Granite counter tops. Lighted Garage ceiling storage, some shelving and brackets in garage. Call Today to view this property! Measurements approximate, please verify any information important to you. Pack your bags and move right in!

Highlights

Home typeSingle Family Residence
HeatingCentral, Forced Air
StatusActive
CoolingCentral Air, Ceiling Fan(s)
Size1,615 sqft
Lot size0.11 Acres
Year built2022
ParkingAttached, Driveway, Garage, Garage Door Opener
MLS #770090
Attached garage2 spaces

Summary

  • Full Bathrooms: 2
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • Interior: Tray Ceiling(s), Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms
  • Total Bedroom Count: 3
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Parking: Attached, Driveway, Garage, Garage Door Opener
  • Exterior: Sprinkler/Irrigation
  • Architectural Style: Craftsman
  • Heating: Central, Forced Air
  • Cooling: Central Air, Ceiling Fan(s)
  • List Price: $399,900
  • Price/SqFt: $247
  • HOA Amount: $52
  • HOA Frequency: Annually
  • Annual Tax Amount: $3,495
  • Tax Year: 2023
  • Lot: Dead End Street, Landscaped
  • Directions: Heading West over the Hathway Bridge on Hwy 98. Turn right onto Wildwood Road by CVS and Taco Bell. Two blocks ahead left on Emerald Cove, right on Cove Villa Street, first home on left.
  • Year Built: 2022
  • Living Area: 1,615 SqFt
  • Lot Size: 0.11 Acres
  • MLS Number: 770090
  • MLS Name: BCAR
  • Office Name: Anchor Realty Florida

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/2/2025, 9:20:52 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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dining space with baseboards and dark wood-style flooring

$399,900

509 Cove Villa St

$4,749

closing credit¹

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0.5% sale price²

Price information

Property sales

DateEventPrice
Mar 10, 2022
Home Sold
$369,300

Tax history

YearAssessmentProperty Tax
2023$315,398$3,495
2022$48,778$533
2021$39,689$533
2020$44,700$543

History based on county public records data.

Nearby schools

7

Patronis Elementary School

Public District KG-5

1.6 mi

7400 Patronis Dr

5

Lucille Moore Elementary School

Public District PK-5

3.4 mi

1900 Michigan Ave

7

Hutchison Beach Elementary School

Public District KG-5

4.5 mi

12900 Hutchison Blvd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $42,156. Typical income of Panama City Beach, FL residents is between $35k-100k annually. Residents typically live in single, no kids family. Most residents in this area have post secondary degree education.

How much money do the neighbors make?

37%
<35k
56%
35k-100k
7%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

52%
Single, No Kids
13%
Single, with Kids
19%
Married, No Kids
16%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

14%
<11 yrs old
6%
12-17 yrs old
39%
18-34 yrs old
34%
35-64 yrs old
7%
65+ yrs old

What do the neighbors do for fun?

  • Pro WrestlingPro Wrestling
  • College FootballCollege Football
  • SoccerSoccer

Where do the neighbors shop?

  • Family DollarFamily Dollar
  • Express/Express For MenExpress/Express For Men
  • Old NavyOld Navy

Where do the neighbors go to eat?

  • Dominos PizzaDominos Pizza
  • SonicSonic
  • Jimmy JohnsJimmy Johns

What do the neighbors drive?

  • FordFord
  • KiaKia
  • GMCGMC

What do the neighbors listen to?

  • New CountryNew Country
  • OldiesOldies
  • CountryCountry
All data provided by Home Junction and Claritas

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Frequently asked questions

About 509 Cove Villa St

The listing price of 509 Cove Villa St property is $399,900.

The property 509 Cove Villa St is a house located in Panama City Beach, Florida, 32407.

Active Listing: 509 Cove Villa St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 509 Cove Villa St are: Patronis Elementary School (GreatSchools Rating 7/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), Hutchison Beach Elementary School (GreatSchools Rating 7/10), Breakfast Point Academy (GreatSchools Rating 6/10), University Academy Sabl Inc (GreatSchools Rating 10/10), Surfside Middle School (GreatSchools Rating 6/10), J.R. Arnold High School (GreatSchools Rating 5/10), Rising Leaders Academy (GreatSchools Rating 5/10), Central High School (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $3,495 (source: MLS/based on county public records data).

The last sale was on March 10, 2022 for $369,300 (source: MLS/tax record).

The property at 509 Cove Villa St has 3 bedrooms and 2 bathrooms.

The property 509 Cove Villa St is 1,615 SqFt (source: MLS/tax record).

The year of construction for 509 Cove Villa St is 2022.

This home is located at 509 Cove Villa St in Panama City Beach, FL and zip code 32407. This 1,615 square foot home, which was built in 2022, sits on a 0.11 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since March 10, 2025 and is currently priced at $399,900.

Panama City Beach, FL housing market in April 2025 saw over 1 listings sold above listed price, more than 18 sold at listed price and over 96 sold below. Between March and April 2025, Panama City Beach, FL real estate market has seen increase in the number of listings by 6.2%. While the average time on the market in April 2025 was 92 days, the median list price was $439,280.

From Rocket Homes Real Estate and based on county public records data.

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