#667334, David Erwin, Listing office: Emerald Coast Realty Pros
$999,000 List price
521 Shelter Cove Dr Santa Rosa Beach, FL 32459
5 beds
3 full
2,783 sqft
0.3 acres
$359 / sqft
House
Property details
About 521 Shelter Cove Dr
Do you enjoy sitting on your porch and watching the dolphins play? Look no further - Welcome to this stunning, like-new home in the sought-after bay front community of Pelican Bay—designed with style, space, and flexibility for full-time living or the perfect second home. This beautifully crafted 5-bedroom, 3-bath residence features a thoughtfully planned layout with a first-floor primary suite, three additional bedrooms and a full bath on the main level, plus a spacious upstairs bedroom with its own full bath—ideal for guests or a private retreat. Enjoy open-concept living and dining areas, a large kitchen with ample cabinetry, a walk-in pantry, and easy flow for entertaining. Other standout features include an oversized two-car garage, additional parking, and a whole-house generator for added peace of mind. Located in Pelican Bay, a gated, boutique community amenities include a tennis and pickle ball court, bay front park , dock to fish, pull your boat up for loading and unloading, drop in your kayak or paddle board. All of this with LOW HOA fees about a mile to shopping, restaurants and entertainment at Grand Boulevard, as well as the hospital and just minutes to the beach.
Highlights
Home typeSingle Family Residence
StatusActive
CoolingCentral Air
Size2,783 sqft
Lot size0.3 Acres
Year built2020
ParkingGarage Detached, Guest
MLS #978376
Garage2 spaces
ViewBay
Summary
- Full Bathrooms: 3
- Appliances: Dishwasher, Disposal, Microwave, Self Cleaning Oven, Range Hood, Refrigerator, Ice Maker, Gas Oven
- Interior: Breakfast Bar, Built-in Bookshelves, Split Bedroom, Washer/Dryer Hookups
- Total Bedroom Count: 5
- Garage Space: 2 spaces
- Attached Garage: No
- Private Pool: No
- Parking: Garage Detached, Guest
- View: Bay
- Exterior: Rain Gutter, Columns, Lawn Pump, Sprinkler System
- Architectural Style: Beach House
- Cooling: Central Air
- List Price: $999,000
- Price/SqFt: $358
- HOA Amount: $625 Annually
- Annual Tax Amount: $4,439
- Tax Year: 2023
- Lot: Covenant/Restriction, Flood Insurance Required, Level, Within 1/2 Mile to Water
- Directions: Hwy 98 to Goldsby Road (between Mack Bayou and WalMart). Continue through two stop signs and turn on the 2nd left after the stop sign onto Shelter Cove Drive. Continue around to the bay and the home is on the left
- Year Built: 2020
- Stories: 2
- Living Area: 2,783 SqFt
- Lot Size: 0.3 Acres
- MLS Number: 978376
- MLS Name: Emerald Coast Association of REALTORS®
- Office Name: Coldwell Banker Realty
- Office Email: denis.mckinnon@cbrealty.com
- Listing Agent: Bonnie S Hall
Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/28/2025, 12:50:34 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Jun 18, 2019 | Home Sold | $120,000 |
| Oct 20, 2017 | Home Sold | $97,000 |
| Jul 18, 2014 | Home Sold | $81,000 |
| Nov 04, 1998 | Home Sold | $50,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $791,388 | $4,439 |
| 2022 | $751,769 | $4,387 |
| 2021 | $496,678 | $4,387 |
| 2020 | $88,639 | $4,443 |
History based on county public records data.
Nearby schools
7
Van R. Butler Elementary School
Public District KG-5
3.5 mi
•6694 W County Highway 30A
9
Bluewater Elementary School
Public District KG-5
9.4 mi
•4545 Range Rd
8
Dune Lakes Elementary School
Public District KG-5
11.0 mi
•6565 US Highway 98 E
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $79,167. The most common annual income of people living in Santa Rosa Beach, FL is between $35k-100k. Most families are single, no kids. The most common level of education of people living in this area is post secondary degree.
How much money do the neighbors make?
14%
<35k
49%
35k-100k
25%
100k-200k
12%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
40%
Single, No Kids
10%
Single, with Kids
29%
Married, No Kids
21%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
16%
<11 yrs old
5%
12-17 yrs old
26%
18-34 yrs old
44%
35-64 yrs old
9%
65+ yrs old
What do the neighbors do for fun?
College Football
Soccer
NASCAR
Where do the neighbors shop?
Express/Express For Men
Old Navy
Dick's Sporting Goods
Where do the neighbors go to eat?
Sonic
Jimmy Johns
Arbys
What do the neighbors drive?
Kia
GMC
Ram
What do the neighbors listen to?
New Country
Adult Hits
Classic Country
All data provided by Home Junction and Claritas
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Frequently asked questions
About 521 Shelter Cove Dr
The listing price of 521 Shelter Cove Dr property is $999,000.
The property 521 Shelter Cove Dr is a house located in Santa Rosa Beach, Florida, 32459.
Active Listing: 521 Shelter Cove Dr is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 521 Shelter Cove Dr are: Van R. Butler Elementary School (GreatSchools Rating 7/10), Bluewater Elementary School (GreatSchools Rating 9/10), Dune Lakes Elementary School (GreatSchools Rating 8/10), Destin Middle School (GreatSchools Rating 8/10), Emerald Coast Middle School (GreatSchools Rating 6/10), Freeport Middle School (GreatSchools Rating 7/10), South Walton High School (GreatSchools Rating 8/10), Seaside Neighborhood School (GreatSchools Rating 10/10), Niceville High School (GreatSchools Rating 6/10).
According to the records, the last property tax for 2023 is $4,439 (source: MLS/based on county public records data).
The last sale was on June 18, 2019 for $120,000 (source: MLS/tax record).
The property at 521 Shelter Cove Dr has 5 bedrooms and 3 bathrooms.
The property 521 Shelter Cove Dr is 2,783 SqFt (source: MLS/tax record).
The year of construction for 521 Shelter Cove Dr is 2020.
This home is located at 521 Shelter Cove Dr in Santa Rosa Beach, FL and zip code 32459. This 2,783 square foot home, which was built in 2020, sits on a 0.30 acre lot. Features: 5 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since June 9, 2025 and is currently priced at $999,000.
In June 2025 more than 2 listings in Santa Rosa Beach, FL were sold above the asking price. During the same period more than 10 listings were sold at asking price, while more than 55 were sold below. The number of listings in Santa Rosa Beach, FL increased by 6.5% between May and June 2025. In June 2025, listings were on the market for 101 days. During the same period, the median list price in this real estate market was $995,000.
From Rocket Homes Real Estate and based on county public records data.