$3,859 Closing Credit¹
#12323753, DeAnna Carlson, Listing Office: RE/MAX 1st Choice
$525,000 List price
524 Chapel St Ottawa, IL 61350
$6,234
Closing credit¹
3 beds
2 full, 1 partial
1,934 sqft
$271 / sqft
House
Property details
About 524 Chapel St
Welcome to life on the River! Nestled on the bank of the Fox River in the beautiful, historic Eastside of Ottawa stands this fabulous Salt Box treasure. The vibrant Downtown Ottawa, filled with restaurants, shops, bars and an impressive, new riverfront YMCA is a pleasant, short walk away. The three bedroom, two and one-half bath "one owner" home was designed in conjunction with a locally renowned architect and a reputable structural engineer thus offering beautiful, timeless architecture and quality amenities throughout. Features include wide plank pine floors throughout, nine-foot main floor ceilings with solid wood beams, Anderson windows, solid wood six panel doors, etc. The kitchen is stunning with windows surrounding the eating area which cantilevers over the river rock and gives the sensation of being suspended over the river- Amazing! Custom Amish cabinetry and a spacious center island complete the room. A private deck and a separate brick patio overlook the river and are both accessed from the kitchen. The living room is spacious and features a gas Heat N Flo fireplace. The primary suite is located on the first floor with a private bath and a walk-in closet. There is main floor laundry and an additional half bath. The second floor features two spacious bedrooms with walk-in closets, a full bath and an unfinished bonus room which adds potential for a fourth bedroom, office, etc. The unfinished basement is a walk-out with a door and windows to the river and offers more potential living space. The walk-out accesses a very unique covered patio sitting directly on the bedrock of the river. During construction multiple levels of concrete were built into the river rock and a boat tie-off was installed. This is such a rare opportunity to own your place on the River in beautiful Ottawa, IL!!
Highlights
Home typeSingle Family Residence
HeatingNatural Gas, Forced Air
StatusActive
CoolingCentral Air
Size1,934 sqft
BasementYes
Year built1996
ParkingBrick Driveway, Concrete, Driveway, On Site
MLS #12317015
FireplaceGas Log, Heatilator
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
- Basement: Yes
- Interior: 1st Floor Bedroom, Walk-In Closet(s), Historic/Period Mlwk, Granite Counters
- Fireplace: Gas Log, Heatilator
- Total Bedroom Count: 3
- Parking: Brick Driveway, Concrete, Driveway, On Site
- Exterior: Lighting
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- List Price: $525,000
- Price/SqFt: $271
- HOA Amount: $0
- Annual Tax Amount: $6,492
- Tax Year: 2023
- Lot: Riparian Water Rights, Trees
- Directions: LaSalle Street south to Main Street, east to York Street, north to Chapel Street, east to home.
- Year Built: 1996
- Living Area: 1,934 SqFt
- MLS Number: 12317015
- MLS Name: MRED
- Office Name: Heritage Select Realty
- Office Phone: (815) 433-5000
- Listing Agent: Deborah Burns
Listings courtesy of Midwest Real Estate Data as distributed by MLS GRID.
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$525,000
524 Chapel St
$6,234
closing credit¹
Sell your home with Rocket and save even more!
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0.5% sale price²
Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $61,639 | $6,492 |
| 2022 | $55,944 | $- |
| 2021 | $52,436 | $4,455 |
| 2020 | $49,811 | $4,151 |
| 2019 | $49,303 | $3,682 |
| 2018 | $48,119 | $4,655 |
| 2017 | $46,645 | $4,475 |
History based on county public records data.
Nearby schools
6
Jefferson Elementary School
Public District KG-4
0.7 mi
•1709 Columbus St
5
Lincoln Elementary School
Public District PK-4
1.2 mi
•1110 W Main St
7
McKinley Elementary School
Public District KG-4
1.6 mi
•1320 State St
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $65,372. The most common annual income of people living in Ottawa, IL is between $35k-100k. Residents typically live in single, no kids family. Typical level of education for residents in this area is post secondary degree.
How much money do the neighbors make?
26%
<35k
49%
35k-100k
25%
100k-200k
0%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
36%
Single, No Kids
12%
Single, with Kids
34%
Married, No Kids
18%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
15%
<11 yrs old
7%
12-17 yrs old
20%
18-34 yrs old
45%
35-64 yrs old
13%
65+ yrs old
What do the neighbors do for fun?
NASCAR
College Football
Soccer
Where do the neighbors shop?
Dick's Sporting Goods
Express/Express For Men
Old Navy
Where do the neighbors go to eat?
Arbys
Sonic
Jimmy Johns
What do the neighbors drive?
GMC
Kia
Lexus
What do the neighbors listen to?
Adult Hits
New Country
Oldies
All data provided by Home Junction and Claritas
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Frequently asked questions
About 524 Chapel St
The listing price of 524 Chapel St property is $525,000.
The property 524 Chapel St is a house located in Ottawa, Illinois, 61350.
Active Listing: 524 Chapel St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 524 Chapel St are: Jefferson Elementary School (GreatSchools Rating 6/10), Lincoln Elementary School (GreatSchools Rating 5/10), McKinley Elementary School (GreatSchools Rating 7/10), Shepherd Middle School (GreatSchools Rating 3/10), Wallace Elementary School (GreatSchools Rating 8/10), Rutland Elementary School (GreatSchools Rating 6/10), Ottawa Township High School (GreatSchools Rating 3/10), Serena High School (GreatSchools Rating 3/10), Seneca High School (GreatSchools Rating 6/10).
According to the records, the last property tax for 2023 is $6,492 (source: MLS/based on county public records data).
The property at 524 Chapel St has 3 bedrooms and 2 full and 1 half bathrooms.
The property 524 Chapel St is 1,934 SqFt (source: MLS/tax record).
The year of construction for 524 Chapel St is 1996.
This home is located at 524 Chapel St in Ottawa, IL and zip code 61350. This 1,934 square foot home was built in 1996. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 20, 2025 and is currently priced at $525,000.
Over 13 listings were sold over their listed price in April 2025 in Ottawa, IL. In the same period over 19 listings were sold below the listed price and 5 listings were sold for the listed price. The inventory of homes for sale in Ottawa, IL between March and April 2025 decreased by 5%. In April 2025, listings were on the market for 39 days. During the same period, the median list price in this real estate market was $194,250.
From Rocket Homes Real Estate and based on county public records data.