$145,000

540 4th St Chipley, FL 32428

$1,722
Closing credit¹
3 beds
1 full
1,004 sqft
0.4 acres
$144 / sqft
House

Property details

About 540 4th St

Fantastic Opportunity On Spacious Lot!Don't miss this incredible opportunity! This charming 3-bedroom, 1-bathroom home sits on an expansive 0.36-acre lot, offering tremendous potential and recent upgrades that will save you thousands!This 1,004 square foot home features three bedrooms perfect for family, guests, or home office space, plus one full bathroom with solid functionality. The massive 0.36-acre lot provides endless possibilities for outdoor entertaining, gardening, or future expansion projects. Recent major updates mean fewer worries for years to come! The NEW ROOF was installed in March 2025, giving you complete peace of mind. A NEW WATER HEATER was installed in early 2024 for efficient and reliable hot water, and the NEW A/C SYSTEM was replaced in summer 2019 to keep you cool and comfortable year-round.Additional features include a covered carport to protect your vehicle from the elements and outdoor storage perfect for tools, seasonal items, and equipment. The spacious lot provides room to breathe while offering incredible potential for outdoor living and entertaining. With recent investments in the NEW ROOF, NEW WATER HEATER, and NEW A/C SYSTEM, this property represents excellent value for buyers ready to add their personal touch. The generous lot size creates your own private oasis with room for customization and growth.Perfect for first-time buyers, families, investors, or anyone seeking a solid home with incredible potential and room to grow. Schedule your showing today!''

Highlights

Home typeSingle Family Residence
HeatingElectric
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size1,004 sqft
Lot size0.36 Acres
Year built1972
ParkingCarport, Driveway
MLS #774032

Summary

  • Full Bathrooms: 1
  • Appliances: Dishwasher, Electric Oven, Refrigerator
  • Total Bedroom Count: 3
  • Parking: Carport, Driveway
  • Architectural Style: Traditional
  • Heating: Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • List Price: $145,000
  • Price/SqFt: $144
  • Annual Tax Amount: $1,310
  • Tax Year: 2023
  • Lot: Corner Lot
  • Directions: Heading N on 231 towards I-10, take I-10 W, Follow I-10 W to FL-77 N/Main St in Chipley. Take exit 120 from I-10 W (10.3 mi), Follow FL-77 N/Main St, turn left on Glenwood Ave, turn right on 4th street. The destination is on the left.
  • Year Built: 1972
  • Living Area: 1,004 SqFt
  • Lot Size: 0.36 Acres
  • MLS Number: 774032
  • MLS Name: BCAR
  • Office Name: Legacy Premier Agency

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/3/2025, 12:55:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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540 4th St, Chipley, FL 32428 - ranch-style home with concrete block siding, a carport, a front lawn, and driveway

$145,000

540 4th St

$1,722

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Oct 13, 2008
Home Sold
$59,000
Mar 15, 2007
Home Sold
$52,900
Mar 10, 2004
Home Sold
$52,500

Tax history

YearAssessmentProperty Tax
2023$74,885$1,310
2022$66,564$1,190
2021$55,995$1,190
2019$42,823$931
2018$41,925$934
2017$41,822$958

History based on county public records data.

Nearby schools

2

Kate M. Smith Elementary School

Public District PK-5

1.6 mi

1447 South Blvd

4

Cottondale Elementary School

Public District KG-5

10.4 mi

2766 Levy St

3

Vernon Elementary School

Public District PK-5

15.0 mi

3665 Roche Ave

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $36,311. Most Chipley, FL residents have annual incomes less than $<35k. The most common type of family is single, no kids. Most residents in this area have high school diploma education.

How much money do the neighbors make?

48%
<35k
43%
35k-100k
7%
100k-200k
2%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

44%
Single, No Kids
15%
Single, with Kids
26%
Married, No Kids
15%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

17%
<11 yrs old
9%
12-17 yrs old
21%
18-34 yrs old
40%
35-64 yrs old
13%
65+ yrs old

What do the neighbors do for fun?

  • Monster TrucksMonster Trucks
  • NASCARNASCAR
  • HuntingHunting

Where do the neighbors shop?

  • Wal-MartWal-Mart
  • Dollar GeneralDollar General
  • Academy Sports & OutdoorsAcademy Sports & Outdoors

Where do the neighbors go to eat?

  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns
  • ApplebeesApplebees

What do the neighbors drive?

  • ChevroletChevrolet
  • GMCGMC
  • RamRam

What do the neighbors listen to?

  • CountryCountry
  • Classic CountryClassic Country
  • New CountryNew Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 540 4th St

The listing price of 540 4th St property is $145,000.

The property 540 4th St is a house located in Chipley, Florida, 32428.

Active Listing: 540 4th St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 540 4th St are: Kate M. Smith Elementary School (GreatSchools Rating 2/10), Cottondale Elementary School (GreatSchools Rating 4/10), Vernon Elementary School (GreatSchools Rating 3/10), Roulhac Middle School (GreatSchools Rating 6/10), Bonifay K-8 School (GreatSchools Rating 4/10), Vernon Middle School (GreatSchools Rating 2/10), Chipley High School (GreatSchools Rating 3/10), Graduation Assistance Program (GreatSchools Rating 1/10), Holmes County High School (GreatSchools Rating 4/10).

According to the records, the last property tax for 2023 is $1,310 (source: MLS/based on county public records data).

The last sale was on October 13, 2008 for $59,000 (source: MLS/tax record).

The property at 540 4th St has 3 bedrooms and 1 bathroom.

The property 540 4th St is 1,004 SqFt (source: MLS/tax record).

The year of construction for 540 4th St is 1972.

This home is located at 540 4th St in Chipley, FL and zip code 32428. This 1,004 square foot home, which was built in 1972, sits on a 0.36 acre lot. Features: 3 bedrooms, 1 bathroom. It has been listed on Rocket Homes since May 28, 2025 and is currently priced at $145,000.

Chipley, FL housing market in May 2025 saw over 2 listings sold above listed price, more than 6 sold at listed price and over 11 sold below. The inventory of homes for sale in Chipley, FL between April and May 2025 decreased by 12.4%. In May 2025, listings were on the market for 65 days. During the same period, the median list price in this real estate market was $224,490.

From Rocket Homes Real Estate and based on county public records data.

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