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$897,000

540 W Summit St Harbor Springs, MI 49740

4 beds
3 full, 1 partial
0.4 acres
House

Property details

About 540 W Summit St

Beautiful 4 bedroom home located on a large corner lot, within walking distance to downtown Harbor Springs shops, restaurants and beaches! Set in a very quiet neighborhood, this is the perfect place to call home. This well-maintained property has had extensive updates to the house & yard including new front and back porch/patios and a new retaining wall. A new furnace & hot water tank were installed in 2023. The garage has been insulated and heat installed as well as a whole house generator hookup. The interior of the home is very comfortable. Sit an enjoy a glass of wine in front of the wood burning fireplace. The primary suite includes a huge walkin closet and custom bathroom with infloor heat. This home is perfect for a year-round residence or summer getaway. Schedule a tour today! Home includes a custom kitchen and custom tiled bathrooms. There is a large bonus room downstairs to watch a movie or play games.

Highlights

Home typeSingle Family Residence
HeatingCentral, Forced Air, Natural Gas, Radiant Floor
StatusActive
Lot size0.36 Acres
ParkingGarage Door Opener
MLS #201835796
Attached garage2 spaces

Virtual tour

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 3
  • Appliances: Ceiling Fan(s)
  • Flooring Type: Hardwood
  • Interior: Blinds, Ceiling Fan, Curtain Rods, Walk-In Closet(s)
  • Total Bedroom Count: 4
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Parking: Garage Door Opener
  • Exterior: Cable TV, Landscaped, Patio/Porch, Paved Driveways
  • Architectural Style: 2+ Story
  • Heating: Central, Forced Air, Natural Gas, Radiant Floor
  • List Price: $897,000
  • Directions: From Lake Street go west to Peffer St., Turn Left. Go south to Summit St. Turn Left on Summit, 1st house on the left.
  • Lot Size: 0.36 Acres
  • MLS Number: 201835796
  • MLS Name: Water Wonderland Board of REALTORS®
  • Office Name: Coldwell Banker Fairbairn Realty
  • Office Phone: (231) 548-9336
  • Listing Agent: Craig R. Wilson

IDX © 2025 Water Wonderland MLS, Inc © All rights reserved. The data relating to real estate on this web site comes in part from the Internet Data Exchange Program of the Water Wonderland MLS (WWLX). Real estate listings held by brokerage firms other than this broker are marked with the WWLX logo and the detailed information about said listing includes the listing office.The listings displayed come from various Water Wonderland Board of REALTORS® member offices who have chosen to participate in WWBR. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the site hosting broker(s), nor the listing broker or Water Wonderland Board of REALTORS® shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/16/2025, 8:40:35 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

DateEventPrice
Oct 03, 2022
Home Sold
$739,900

Tax history

YearAssessmentProperty Tax
2024$345,700$-
2023$262,900$-
2022$216,300$-
2021$198,700$-
2020$176,000$-
2019$128,300$-
2018$94,700$-
2017$93,100$-

History based on county public records data.

Nearby schools

9

Lincoln School

Public Magnet KG-5

4.6 mi

616 Connable Ave

7

Central Elementary School

Public Magnet KG-5

4.8 mi

410 State St

6

Ottawa Elementary School

Public Magnet KG-5

5.3 mi

871 Kalamazoo Ave

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $53,038. Typical income of Harbor Springs, MI residents is between $35k-100k annually. Most families are single, no kids. Residents of this area typically have post secondary degree education.

How much money do the neighbors make?

34%
<35k
47%
35k-100k
13%
100k-200k
6%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

46%
Single, No Kids
8%
Single, with Kids
31%
Married, No Kids
15%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

11%
<11 yrs old
9%
12-17 yrs old
11%
18-34 yrs old
47%
35-64 yrs old
22%
65+ yrs old

What do the neighbors do for fun?

  • HuntingHunting
  • Figure SkatingFigure Skating
  • NASCARNASCAR

Where do the neighbors shop?

  • DillardsDillards
  • Dick's Sporting GoodsDick's Sporting Goods
  • Wal-MartWal-Mart

Where do the neighbors go to eat?

  • Cracker BarrelCracker Barrel
  • Texas RoadhouseTexas Roadhouse
  • Hardee'sHardee's

What do the neighbors drive?

  • CadillacCadillac
  • SubaruSubaru
  • RamRam

What do the neighbors listen to?

  • News/Talk/InformationNews/Talk/Information
  • New CountryNew Country
  • Classic CountryClassic Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 540 W Summit St

The listing price of 540 W Summit St property is $897,000.

The property 540 W Summit St is a house located in Harbor Springs, Michigan, 49740.

Active Listing: 540 W Summit St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 540 W Summit St are: Lincoln School (GreatSchools Rating 9/10), Central Elementary School (GreatSchools Rating 7/10), Ottawa Elementary School (GreatSchools Rating 6/10), Harbor Springs Middle School (GreatSchools Rating 6/10), Petoskey Middle School (GreatSchools Rating 7/10), Boyne City Middle School (GreatSchools Rating 6/10), Harbor Springs High School (GreatSchools Rating 6/10), Petoskey High School (GreatSchools Rating 8/10), Concord Academy Petoskey (GreatSchools Rating 6/10).

The last sale was on October 3, 2022 for $739,900 (source: MLS/tax record).

The property at 540 W Summit St has 4 bedrooms and 3 full and 1 half bathrooms.

This home is located at 540 W Summit St in Harbor Springs, MI and zip code 49740. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since July 10, 2025 and is currently priced at $897,000.

Harbor Springs, MI housing market in June 2025 saw over 4 listings sold above listed price, more than 4 sold at listed price and over 10 sold below. In June 2025 in Harbor Springs, MI there were 18.9% more homes for sale than in May. In June 2025 median list price was $565,000 and the average listing age was 1 days.

From Rocket Homes Real Estate and based on county public records data.

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