11 hours on Rocket
$3,373 Closing Credit¹
#20251012391, Trevor Currier, Listing office: KW Domain
$287,000 List price
643 Spencer St Ferndale, MI 48220
$3,408
Closing credit¹
3 beds
2 full
1,925 sqft
0.2 acres
$149 / sqft
House
Property details
About 643 Spencer St
Charming 3-Bed, 2-Bath Home on a Rare Oversized Lot in Ferndale This 3-bedroom, 2-bath home offers a great opportunity to add your personal touch and make it truly your own. Situated on a generously sized lot—a rare find in Ferndale—this property provides plenty of outdoor space for gardening, entertaining, or future expansion. Step inside to a bright and open-concept living and dining area, perfect for everyday living and hosting guests. The living room features a beautiful stone fireplace that adds warmth and character to the space. The home also includes a practical layout with three comfortable bedrooms and two full baths. While it could use a bit of cosmetic updating, the strong bones and excellent layout offer great potential. Whether you’re looking for space to grow or a home you can customize over time, this property is a solid choice with plenty of upside.
Highlights
Home typeSingle Family Residence
HeatingBaseboard, Hot Water, Natural Gas
StatusActive
CoolingHeat Pump
Size1,925 sqft
BasementYes
Lot size0.19 Acres
Year built1926
ParkingOne and Half Car Garage, Attached
MLS #20251011747
Attached garage1 space
Summary
- Full Bathrooms: 2
- Basement: Yes
- Total Bedroom Count: 3
- Garage Space: 1 space
- Attached Garage: Yes
- Parking: One and Half Car Garage, Attached
- Architectural Style: Bungalow
- Heating: Baseboard, Hot Water, Natural Gas
- Cooling: Heat Pump
- List Price: $287,000
- Price/SqFt: $149
- Annual Tax Amount: $9,853
- Tax Year: 2024
- Directions: East off of Hilton Rd., North of 8 Mile Rd.
- Year Built: 1926
- Living Area: 1,925 SqFt
- Lot Size: 0.19 Acres
- MLS Number: 20251011747
- MLS Name: Realcomp II Ltd
- Office Name: Max Broock, REALTORS-Royal Oak
- Office Phone: (248) 548-9100
- Listing Agent: Matthew Bazner
Disclaimer: The data relating to real estate on this web site comes in part from the IDX of Realcomp II Ltd. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.
IDX provided courtesy of Realcomp II Ltd. Copyright © 2025 Realcomp II Ltd. Shareholders. All rights reserved. Originating MLS shown with each listing detail.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/28/2025, 6:45:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$287,000
643 Spencer St
$3,408
closing credit¹
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Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Nov 18, 2021 | Home Sold | $257,000 |
| Jul 18, 2017 | Home Sold | $174,000 |
| Jun 15, 2004 | Home Sold | $142,500 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2024 | $158,170 | $9,853 |
| 2023 | $147,700 | $6,053 |
| 2022 | $132,900 | $9,705 |
| 2021 | $128,440 | $6,053 |
| 2020 | $114,940 | $5,703 |
| 2018 | $100,160 | $5,726 |
| 2017 | $84,740 | $3,552 |
History based on county public records data.
Nearby schools
2
United Oaks Elementary School
Public District KG-5
1.3 mi
•1001 E Harry Ave
2
Pasteur Elementary School
Public District PK-6
1.5 mi
•19811 Stoepel St
2
Hoover Elementary School
Public District PK-5
1.8 mi
•23720 Hoover Ave
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $43,365. Typical income of Ferndale, MI residents is less than $<35k annually. The majority of families are single, no kids. Most residents in this area have post secondary degree education.
How much money do the neighbors make?
45%
<35k
34%
35k-100k
20%
100k-200k
1%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
61%
Single, No Kids
13%
Single, with Kids
15%
Married, No Kids
11%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
14%
<11 yrs old
6%
12-17 yrs old
33%
18-34 yrs old
40%
35-64 yrs old
7%
65+ yrs old
What do the neighbors do for fun?
Pro Boxing
Tennis
Major League Soccer (MLS)
Where do the neighbors shop?
IKEA
Crate & Barrel
Banana Republic
Where do the neighbors go to eat?
Quiznos
Starbucks
Jack In The Box
What do the neighbors drive?
Lexus
BMW
Toyota
What do the neighbors listen to?
Soft Adult Contemporary
News
Jazz
All data provided by Home Junction and Claritas
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Frequently asked questions
About 643 Spencer St
The listing price of 643 Spencer St property is $287,000.
The property 643 Spencer St is a house located in Ferndale, Michigan, 48220.
Active Listing: 643 Spencer St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 643 Spencer St are: United Oaks Elementary School (GreatSchools Rating 2/10), Pasteur Elementary School (GreatSchools Rating 2/10), Hoover Elementary School (GreatSchools Rating 2/10), Hazel Park Junior High School (GreatSchools Rating 1/10), Greenfield Union Elementary-Middle School (GreatSchools Rating 2/10), Ferndale Middle School (GreatSchools Rating 2/10), Webb Elementary School (GreatSchools Rating 2/10), University High School (GreatSchools Rating 4/10), Invest Roosevelt Alternative High School (GreatSchools Rating 1/10).
According to the records, the last property tax for 2024 is $9,853 (source: MLS/based on county public records data).
The last sale was on November 18, 2021 for $257,000 (source: MLS/tax record).
The property at 643 Spencer St has 3 bedrooms and 2 bathrooms.
The property 643 Spencer St is 1,925 SqFt (source: MLS/tax record).
The year of construction for 643 Spencer St is 1926.
This home is located at 643 Spencer St in Ferndale, MI and zip code 48220. This 1,925 square foot home, which was built in 1926, sits on a 0.19 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since June 27, 2025 and is currently priced at $287,000.
Ferndale, MI housing market in May 2025 saw over 12 listings sold above listed price, more than 6 sold at listed price and over 11 sold below. Between April and May 2025, Ferndale, MI real estate market has seen increase in the number of listings by 32%. In May 2025, listings were on the market for 19 days. During the same period, the median list price in this real estate market was $255,000.
From Rocket Homes Real Estate and based on county public records data.