$193,350

6495 SW 109th St Ocala, FL 34476

$2,296
Closing credit¹
2 beds
2 full
1,296 sqft
0.3 acres
$149 / sqft
House

Property details

About 6495 SW 109th St

Freshened Up & Move-In Ready! Discover this charming 2-bedroom, 2-bathroom gem nestled on a desirable corner lot in the vibrant 55+ community of Spruce Creek North. Recently refreshed and available for immediate occupancy, this home offers comfort, quality, and peace of mind with a 2023 roof, newer hot water heater, and a transferable termite bond. Step inside to enjoy luxury vinyl plank flooring throughout, complemented by tile in the kitchen and baths. The split-bedroom floor plan offers privacy and functionality, with the primary suite boasting an ensuite bath with walk-in shower, while the guest bath features a tub/shower combo. Unwind in the enclosed lanai or relax on the rear patio surrounded by nature landscaping. The 2-car garage includes an automatic opener and side door access to the yard, perfect for convenience and easy outdoor access. Living in Spruce Creek North means access to wonderful amenities for just $118/month, including a clubhouse, pool, fitness room, social clubs, and more. All designed to support an active, low-maintenance lifestyle. This community is also pet-friendly and offers night security patrols, basic cable, and trash pickup included in the HOA. Cash, Conventional, VA, and FHA financing are welcome. Don't miss this opportunity to enjoy Florida retirement living at its finest. Schedule your private tour today!

Highlights

Home typeSingle Family Residence
HeatingElectric
StatusActive
CoolingCentral Air
Size1,296 sqft
Lot size0.32 Acres
Year built1989
ParkingDriveway
MLS #OM703501
Attached garage2 spaces
FireplaceDecorative, Free Standing, Non Wood Burning

Virtual tour

Summary

  • Full Bathrooms: 2
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Flooring Type: Luxury Vinyl, Tile
  • Interior: Split Bedroom, Thermostat
  • Fireplace: Decorative, Free Standing, Non Wood Burning
  • Total Bedroom Count: 2
  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Private Pool: No
  • Parking: Driveway
  • Exterior: Private Mailbox, Rain Gutters
  • Architectural Style: Ranch
  • Heating: Electric
  • Cooling: Central Air
  • List Price: $193,350
  • Price/SqFt: $149
  • HOA Amount: $118 Monthly
  • Annual Tax Amount: $1,305
  • Tax Year: 2023
  • Lot: Corner Lot, Paved
  • Directions: S US Highway 200 to Left on SW 60th Avenue to Right on SW 103rd Street Road to Left on SW 65th Avenue to Left on SW 109th Street to Home on Left
  • Year Built: 1989
  • Living Area: 1,296 SqFt
  • Lot Size: 0.32 Acres
  • MLS Number: OM703501
  • MLS Name: MFRMLS
  • Office Name: ROBB HARRISON REALTY INC
  • Listing Agent: Robb Harrison

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IDX Copyright 2025 My Florida Regional Multiple Listing Service DBA Stellar MLS. The real estate listing data marked with this icon comes from the IDX program of the Stellar MLS system. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided exclusively for consumers’ personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Properties displayed may be listed or sold by various participants in the MLS.
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Last updated on: 6/29/2025, 12:34:29 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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6495 SW 109th St, Ocala, FL 34476 - ranch-style house with a garage, a front yard, and concrete driveway

$193,350

6495 SW 109th St

$2,296

closing credit¹

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0.5% sale price²

Price information

Property sales

DateEventPrice
Nov 06, 2017
Home Sold
$98,000
Aug 26, 2005
Home Sold
$141,500
Nov 26, 2002
Home Sold
$70,000

Tax history

YearAssessmentProperty Tax
2023$103,454$1,305
2022$100,441$1,264
2021$97,516$1,264
2020$96,170$1,254
2018$87,269$1,699
2017$50,861$680

History based on county public records data.

Nearby schools

7

Hammett Bowen Junior Elementary School

Public District PK-5

2.5 mi

4397 SW 95th St

4

Marion Oaks Elementary School

Public District PK-5

2.9 mi

280 Marion Oaks Trl

2

Sunrise Elementary School

Public Magnet PK-5

4.4 mi

375 Marion Oaks Crse

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $45,667. Residents of Ocala, FL typically earn between $35k-100k each year. The most common type of family is married, no kids. Residents of this area typically have high school diploma education.

How much money do the neighbors make?

36%
<35k
51%
35k-100k
9%
100k-200k
4%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree

What types of families live nearby?

32%
Single, No Kids
5%
Single, with Kids
45%
Married, No Kids
18%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

13%
<11 yrs old
6%
12-17 yrs old
12%
18-34 yrs old
36%
35-64 yrs old
33%
65+ yrs old

What do the neighbors do for fun?

  • PGA/LPGAPGA/LPGA
  • Figure SkatingFigure Skating
  • NASCARNASCAR

Where do the neighbors shop?

  • Stein MartStein Mart
  • Dollar GeneralDollar General
  • KmartKmart

Where do the neighbors go to eat?

  • Bob EvansBob Evans
  • Cracker BarrelCracker Barrel
  • Texas RoadhouseTexas Roadhouse

What do the neighbors drive?

  • LincolnLincoln
  • BuickBuick
  • RamRam

What do the neighbors listen to?

  • News/Talk/InformationNews/Talk/Information
  • Adult StandardsAdult Standards
  • Classic CountryClassic Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 6495 SW 109th St

The listing price of 6495 SW 109th St property is $193,350.

The property 6495 SW 109th St is a house located in Ocala, Florida, 34476.

Active Listing: 6495 SW 109th St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 6495 SW 109th St are: Hammett Bowen Junior Elementary School (GreatSchools Rating 7/10), Marion Oaks Elementary School (GreatSchools Rating 4/10), Sunrise Elementary School (GreatSchools Rating 2/10), Liberty Middle School (GreatSchools Rating 4/10), Horizon Academy at Marion Oaks (GreatSchools Rating 4/10), Belleview Middle School (GreatSchools Rating 4/10), West Port High School (GreatSchools Rating 4/10), Belleview High School (GreatSchools Rating 4/10), McSo Adults (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $1,305 (source: MLS/based on county public records data).

The last sale was on November 6, 2017 for $98,000 (source: MLS/tax record).

The property at 6495 SW 109th St has 2 bedrooms and 2 bathrooms.

The property 6495 SW 109th St is 1,296 SqFt (source: MLS/tax record).

The year of construction for 6495 SW 109th St is 1989.

This home is located at 6495 SW 109th St in Ocala, FL and zip code 34476 in the Spruce Creek neighborhood. This 1,296 square foot home, which was built in 1989, sits on a 0.32 acre lot. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since June 12, 2025 and is currently priced at $193,350.

Ocala, FL housing market in May 2025 saw over 78 listings sold above listed price, more than 145 sold at listed price and over 283 sold below. Between April and May 2025, Ocala, FL real estate market has seen increase in the number of listings by 0.8%. In May 2025 median list price was $284,986 and the average listing age was 74 days.

From Rocket Homes Real Estate and based on county public records data.

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