657 W Cottage Ln Deruyter, NY 13052

Everyone says they’ve got the best spot on the lake—but this one truly stands out. With over 300 feet of shoreline and nearly an acre of land, this south-end stunner sits on a rare peninsula-like lot that feels like your own private retreat. Sun-soaked from morning ‘til night and surrounded by water on three sides, it’s the kind of place where lake life comes easy. After all, it’s always 5 o’clock on DeRuyter Lake. Built in 2008 by a custom home builder, this 2,672 square foot, four-bedroom, three-bath home was made for relaxed living and year-round comfort. The open-concept layout is full of charm and natural light, with vaulted ceilings, radiant in-floor heat, rich hardwood floors, and a cozy wood-burning fireplace at its heart. The living room looks out over the water, and there’s a convenient first-floor bedroom plus a spacious primary suite. A breezeway connects the home to the two-car attached garage, offering plenty of storage for all your lake toys and gear—boats, bikes, kayaks, and more. Whether you’re casting a line, taking a morning paddle, jumping off the dock, or kicking back by the fire pit with friends, this lake is made for memory-making. And when you’re ready to head out for the evening, the Boathouse Restaurant is right around the corner—perfect for lakeside dining and tales of the one that got away. No projects, no worries—just move in, exhale, and let the lake life begin.