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$285,000

809 Water St Saint Charles, MO 63301

3 beds
1 full
1,794 sqft
0.1 acres
$159 / sqft
House

Property details

About 809 Water St

Welcome to 809 Water Street – where modern updates meet timeless charm in the heart of St. Charles. This beautifully renovated home features 3 bedrooms and 1 full bathroom with over 1700 sq ft of living space. The kitchen is a standout, with 42" cabinetry, quartz countertops, and stainless steel appliances—perfect for everyday living or entertaining guests. The main floor includes two bedrooms and a full bath. Upstairs, you'll find a versatile finished space that functions perfectly as a third bedroom, home office, or guest retreat. The partially finished basement adds even more flexibility—ideal for a family room, gym, or hobby space. Upgrades include a new roof and HVAC system (2023). Walking distance to Historic St. Charles Main Street where you’ll enjoy easy access to shops, restaurants, parks, and top-rated schools. Don’t miss the opportunity to make this move-in-ready home yours.

Highlights

Home typeSingle Family Residence
HeatingForced Air, Natural Gas
StatusActive
CoolingCentral Air
Size1,794 sqft
BasementYes
Lot size0.1423 Acres
Year built1950
ParkingAsphalt, Detached, Driveway
MLS #25049703
Garage1 space

Summary

  • Full Bathrooms: 1
  • Appliances: Dishwasher, Disposal, Microwave, Electric Range, Refrigerator
  • Basement: Yes
  • Interior: Breakfast Bar, Eat-in Kitchen, Kitchen Island, Solid Surface Countertop(s)
  • Total Bedroom Count: 3
  • Garage Space: 1 space
  • Attached Garage: No
  • Private Pool: No
  • Parking: Asphalt, Detached, Driveway
  • Exterior: Fence, Wood Fence, Deck
  • Architectural Style: Ranch
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • List Price: $285,000
  • Price/SqFt: $158
  • Annual Tax Amount: $1,626
  • Tax Year: 2022
  • Lot: Back Yard, Front Yard
  • Year Built: 1950
  • Living Area: 1,794 SqFt
  • Lot Size: 0.1423 Acres
  • MLS Number: 25049703
  • MLS Name: MARIS2
  • Office Name: Berkshire Hathaway HomeServices Select Properties
  • Office Phone: (636) 720-1100

IDX Listings courtesy of Mid America Regional Information System as distributed by MLS GRID.

All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.

DMCA Notice

IDX Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.

Listings courtesy of MARIS MLS as distributed by MLS GRID. Copyright © 2025 Mid America Regional Information System (MARIS). All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/21/2025, 1:38:28 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

We're sorry, we currently don't have property sales data for this listing.

Tax history

YearAssessmentProperty Tax
2024$26,682$-
2023$26,681$-
2022$23,444$1,626
2021$23,444$1,628
2020$18,814$1,352
2019$18,814$1,489
2018$19,748$1,469
2017$19,748$1,469

History based on county public records data.

Nearby schools

8

Lincoln Elementary School

Public District KG-4

0.2 mi

625 S 6th St

3

Blackhurst Elementary School

Public District KG-4

1.0 mi

2000 Elm St

6

George M. Null Elementary School

Public District KG-4

1.8 mi

435 Yale Blvd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $43,582. Typical income of Saint Charles, MO residents is between $35k-100k annually. Residents typically live in single, no kids family. Typical level of education for residents in this area is high school diploma.

How much money do the neighbors make?

32%
<35k
59%
35k-100k
9%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

50%
Single, No Kids
12%
Single, with Kids
22%
Married, No Kids
16%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

13%
<11 yrs old
5%
12-17 yrs old
40%
18-34 yrs old
32%
35-64 yrs old
10%
65+ yrs old

What do the neighbors do for fun?

  • College BasketballCollege Basketball
  • Mexican League SoccerMexican League Soccer
  • Horse RacesHorse Races

Where do the neighbors shop?

  • DillardsDillards
  • Books-a-MillionBooks-a-Million
  • Stein MartStein Mart

Where do the neighbors go to eat?

  • Logan's RoadhouseLogan's Roadhouse
  • Church's ChickenChurch's Chicken
  • LongHorn SteakhouseLongHorn Steakhouse

What do the neighbors drive?

  • HyundaiHyundai
  • ToyotaToyota
  • BuickBuick

What do the neighbors listen to?

  • RockRock
  • Adult HitsAdult Hits
  • Contemporary InspirationalContemporary Inspirational
All data provided by Home Junction and Claritas

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Frequently asked questions

Living in Saint Charles, MO

Transportation in St. Charles is facilitated by a network of roads and highways that connect residents to the greater St. Louis metropolitan area and beyond. Public transportation options are available, providing connections to key destinations within the city and to neighboring areas. The community is also bike-friendly, with dedicated lanes and trails that encourage cycling as a mode of transport. For those who prefer walking, the historic downtown area is particularly pedestrian-friendly, offering easy access to a variety of shops, restaurants, and services.

The community of St. Charles is served by a comprehensive array of services. The educational system includes multiple public and private schools, providing a range of options for families. Healthcare is readily accessible, with several hospitals and clinics offering a variety of medical services to meet the needs of the population. The city also features a public library system that supports lifelong learning and community engagement. Retail and dining options are plentiful, with establishments ranging from local boutiques and eateries to well-known chains, reflecting the diverse tastes of the community.

St. Charles is celebrated for its vibrant history and the sense of community that pervades the city. The area prides itself on its well-preserved historic Main Street, which hosts a variety of festivals and events throughout the year, drawing both locals and visitors to enjoy the unique cultural experiences. The community's character is further enriched by its scenic parks and trails, offering residents a blend of urban amenities and natural beauty.

St. Charles, Missouri, offers a diverse housing market with a blend of historic charm and modern conveniences. The housing landscape is predominantly composed of single-family homes, which provide a sense of spaciousness and privacy for residents. Architectural styles range from traditional brick homes that reflect the city's rich history to contemporary constructions that cater to modern tastes. The homeownership rate in St. Charles is robust, with a significant majority of residents owning their homes, while the remainder of the population resides in rental properties, including apartments and townhouses.

About 809 Water St

The listing price of 809 Water St property is $285,000.

The property 809 Water St is a house located in Saint Charles, Missouri, 63301.

Active Listing: 809 Water St is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 809 Water St are: Lincoln Elementary School (GreatSchools Rating 8/10), Blackhurst Elementary School (GreatSchools Rating 3/10), George M. Null Elementary School (GreatSchools Rating 6/10), Hardin Middle School (GreatSchools Rating 7/10), West Middle School (GreatSchools Rating 4/10), Barnwell Middle School (GreatSchools Rating 6/10), St. Charles School (GreatSchools Rating 5/10), St. Charles West School (GreatSchools Rating 6/10), Pattonville High School (GreatSchools Rating 5/10).

According to the records, the last property tax for 2022 is $1,626 (source: MLS/based on county public records data).

The property at 809 Water St has 3 bedrooms and 1 bathroom.

The property 809 Water St is 1,794 SqFt (source: MLS/tax record).

The year of construction for 809 Water St is 1950.

This home is located at 809 Water St in Saint Charles, MO and zip code 63301. This 1,794 square foot home, which was built in 1950, sits on a 0.14 acre lot. Features: 3 bedrooms, 1 bathroom. It has been listed on Rocket Homes since July 18, 2025 and is currently priced at $285,000.

In June 2025 more than 33 listings in Saint Charles, MO were sold above the asking price. During the same period more than 17 listings were sold at asking price, while more than 31 were sold below. The number of listings in Saint Charles, MO decreased by 3.7% between May and June 2025. While the average time on the market in June 2025 was 31 days, the median list price was $334,000.

From Rocket Homes Real Estate and based on county public records data.

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