$410,000

8116 Cluster Rd Panama City, FL 32404

$4,869
Closing credit¹
4 beds
3 full
2,296 sqft
4.0 acres
$179 / sqft
House

Property details

About 8116 Cluster Rd

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Charming Ranch-Style Retreat on 4 Acres with Guest House & Pool. Nestled on 4 picturesque acres, this beautifully maintained 3-bedroom, 2-bathroom ranch-style home offers the perfect blend of comfort and country living. The open floor plan features a gas fireplace, ideal for cozy evenings, and flows seamlessly into the renovated kitchen. A highlight of the main house is the expansive screened-in patio with a hot tub, creating the perfect space to unwind.Step outside to enjoy the inground pool, complete with recently updated pool equipment and a brand-new gas heater for year-round enjoyment.Adding to the charm of this property is the detached 1-bedroom, 1-bathroom mother-in-law suite with washer/Dryer hookups, boasting a cedar-infused interior with an incredible aroma. The suite features a full bathroom with a walk-in shower, a renovated kitchen with granite countertops, stainless steel appliances, and a large screened-in patio, providing privacy and comfort for guests or extended family.The home and guest house are situated on approximately 2 acres, with an additional 2-acre pasture adjacent--perfect for horses or other outdoor pursuits. Other property highlights include: Shed with electricity for extra storage or a workshop, Brand-new HVAC systems installed in 2024 for both the main house and guest house, New hot water heaters in both homes, and Metal roofs on both dwellings. This property is a rare find, offering space, upgrades, and versatility. Schedule your showing today!

Highlights

Home typeSingle Family Residence
HeatingCentral, Electric, Fireplace(s)
StatusAccepting Backup Offers
(Active Under Contract)
CoolingCentral Air, Ceiling Fan(s), Electric
Size2,296 sqft
Lot size4.02 Acres
Year built1986
ParkingCarport, Detached Carport, Driveway
MLS #770736
FireplaceGas

Summary

  • MLS Number: 770736
  • MLS Name: BCAR
  • Office Name: Keller Williams Success Realty

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 4/12/2025, 11:20:52 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Get an agent. Get a mortgage. Save big.¹

exterior space with driveway, a chimney, metal roof, and a yard

$410,000

8116 Cluster Rd

$4,869

closing credit¹

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Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Jun 14, 2007
Home Sold
$225,000
Sep 25, 2003
Home Sold
$142,000
Jun 16, 2000
Home Sold
$116,000

Tax history

YearAssessmentProperty Tax
2023$181,310$1,821
2022$176,029$1,632
2021$170,902$1,632
2020$168,543$1,613
2018$166,293$2,064
2017$165,277$2,088

History based on county public records data.

Nearby schools

4

Tommy Smith Elementary School

Public District PK-5

3.3 mi

5044 Tommy Smith Dr

4

Deer Point Elementary School

Public District KG-5

4.9 mi

4800 Highway 2321

9

North Bay Haven Charter Academy Elementary School

Public Charter KG-5

5.3 mi

1 Buccaneer Dr

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $52,002. The majority of Panama City, FL residents have income between $35k-100k annually. Most families are married, no kids. The most common level of education of people living in this area is high school diploma.

How much money do the neighbors make?

17%
<35k
72%
35k-100k
10%
100k-200k
1%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

32%
Single, No Kids
10%
Single, with Kids
34%
Married, No Kids
24%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

10%
<11 yrs old
6%
12-17 yrs old
27%
18-34 yrs old
44%
35-64 yrs old
13%
65+ yrs old

What do the neighbors do for fun?

  • HuntingHunting
  • NASCARNASCAR
  • Monster TrucksMonster Trucks

Where do the neighbors shop?

  • Wal-MartWal-Mart
  • Academy Sports & OutdoorsAcademy Sports & Outdoors
  • Dollar GeneralDollar General

Where do the neighbors go to eat?

  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns
  • ApplebeesApplebees

What do the neighbors drive?

  • RamRam
  • ChevroletChevrolet
  • GMCGMC

What do the neighbors listen to?

  • Classic CountryClassic Country
  • New CountryNew Country
  • CountryCountry
All data provided by Home Junction and Claritas

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Frequently asked questions

About 8116 Cluster Rd

This home is located at 8116 Cluster Rd in Panama City, FL and zip code 32404. This 2,296 square foot home, which was built in 1986, sits on a 4.02 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 24, 2025 and is currently priced at $410,000.

Over 13 listings were sold over their listed price in March 2025 in Panama City, FL. In the same period over 146 listings were sold below the listed price and 51 listings were sold for the listed price. The number of listings in Panama City, FL increased by 5.8% between February and March 2025. Listings spent 90 days on the market in March 2025, and had a median list price of $335,149 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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