$365,800

891 Choctawhatchee River Rd Ponce De Leon, FL 32455

$4,344
Closing credit¹
2 beds
2 full
2,052 sqft
0.2 acres
$178 / sqft
House

Property details

About 891 Choctawhatchee River Rd

AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & < 30 miles to 30A! Tired of traffic & tourist traps? Dreaming of a peaceful retreat to escape to, without giving up the beach & civilization? ideal as a primary Home, multi-occupancy 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at the expansive Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF). The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included. From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views. On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours. The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage. An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic. SELLER TO REPLACE HVAC & REPLACE EXISTING METAL ROOF with a dimensional shingle roof prior to closing. Dont be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch. Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks! Seclusion with Close Proximity to it ALL! Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables Alaqua Animal Refuge - 9.2 miles E.O. Wilson Biophilia Center - Just over 10 miles Publix Super Market at The Shoppes at Freeport - 14.3 miles Eden Gardens & Point Washington State Parks - within 28 miles Grayton Beach - 27.5 miles Rosemary Beach - 30.6 miles Grand Blvd 32 miles ECP Airport 22 miles Closest Public Beach Access 58 Panama City Beach - 23.4 miles Blue Mountain Regional Beach Access - 26.9 miles

Highlights

Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCeiling Fan(s), Central Air
Size2,052 sqft
Lot size0.21 Acres
Year built1997
ParkingOversized
MLS #977005
Attached garage1 space
WaterfrontRiver
FireplaceFireplace
ViewRiver

Summary

  • Full Bathrooms: 2
  • Appliances: Dishwasher, Disposal, Range Hood, Refrigerator, Ice Maker, Range, Electric Oven
  • Interior: Breakfast Bar, Built-in Bookshelves, Cathedral Ceiling(s), Fireplace, Guest Quarters, Kitchen Island, Recessed Lighting, Pantry, Washer/Dryer Hookups, Woodwork Stained
  • Fireplace: Fireplace
  • Total Bedroom Count: 2
  • Garage Space: 1 space
  • Attached Garage: Yes
  • Private Pool: No
  • Parking: Oversized
  • Waterfront: River
  • View: River
  • Exterior: Balcony, Yard Building
  • Architectural Style: Cabin
  • Heating: Central
  • Cooling: Ceiling Fan(s), Central Air
  • List Price: $365,800
  • Price/SqFt: $178
  • Annual Tax Amount: $1,848
  • Tax Year: 2023
  • Lot: Seawall, Flood Insurance Required, Interior Lot, Level
  • Directions: From Freeport take Hwy 20 East through Bruce. Shortly after crossing over Dismal Creek bridge, turn right on Cowford Road. It curves to the left after 0.1 mile. Continue on Cowford to Choctawhatchee River Road on the right. Go 0.8 mile down Choctawhatchee River Road and home will be on the left.
  • Year Built: 1997
  • Stories: 2
  • Living Area: 2,052 SqFt
  • Lot Size: 0.21 Acres
  • MLS Number: 977005
  • MLS Name: Emerald Coast Association of REALTORS®
  • Office Name: RE/MAX Coastal Properties
  • Office Phone: (850) 837-9900
  • Office Email: manager@floridabrokers.com
  • Listing Agent: Karen K Martineau, Glenda Lichorwic

IDX Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/30/2025, 3:20:35 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Get an agent. Get a mortgage. Save big.¹

891 Choctawhatchee River Rd, Ponce De Leon, FL 32455 - view of yard with driveway, a carport, and a gate

$365,800

891 Choctawhatchee River Rd

$4,344

closing credit¹

Sell your home with Rocket and save even more!

Seller rebate

0.5% sale price²

Price information

Property sales

DateEventPrice
Feb 01, 2022
Home Sold
$290,000
Aug 10, 2007
Home Sold
$250,000
Oct 08, 2004
Home Sold
$168,000
Sep 24, 1998
Home Sold
$68,000

Tax history

YearAssessmentProperty Tax
2023$213,255$1,848
2022$179,934$817
2021$135,293$817
2020$118,828$824
2019$116,359$809
2017$113,471$790

History based on county public records data.

Nearby schools

5

West Bay Elementary School

Public District KG-5

11.1 mi

14813 School Dr

8

Dune Lakes Elementary School

Public District KG-5

12.8 mi

6565 US Highway 98 E

8

Freeport Elementary School

Public District PK-5

13.4 mi

15381 US Highwayy 331 S

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $47,267. Residents of Ponce De Leon, FL typically earn between $35k-100k each year. The majority of families are single, no kids. Residents of this area typically have high school diploma education.

How much money do the neighbors make?

39%
<35k
47%
35k-100k
13%
100k-200k
1%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

38%
Single, No Kids
13%
Single, with Kids
28%
Married, No Kids
21%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

16%
<11 yrs old
8%
12-17 yrs old
19%
18-34 yrs old
44%
35-64 yrs old
13%
65+ yrs old

What do the neighbors do for fun?

  • Monster TrucksMonster Trucks
  • HuntingHunting
  • Pro WrestlingPro Wrestling

Where do the neighbors shop?

  • Wal-MartWal-Mart
  • Academy Sports & OutdoorsAcademy Sports & Outdoors
  • Bass Pro ShopsBass Pro Shops

Where do the neighbors go to eat?

  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns
  • ApplebeesApplebees

What do the neighbors drive?

  • ChevroletChevrolet
  • RamRam
  • DodgeDodge

What do the neighbors listen to?

  • CountryCountry
  • Classic CountryClassic Country
  • New CountryNew Country
All data provided by Home Junction and Claritas

Frequently asked questions

About 891 Choctawhatchee River Rd

The listing price of 891 Choctawhatchee River Rd property is $365,800.

The property 891 Choctawhatchee River Rd is a house located in Ponce De Leon, Florida, 32455.

Active Listing: 891 Choctawhatchee River Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 891 Choctawhatchee River Rd are: West Bay Elementary School (GreatSchools Rating 5/10), Dune Lakes Elementary School (GreatSchools Rating 8/10), Freeport Elementary School (GreatSchools Rating 8/10), Emerald Coast Middle School (GreatSchools Rating 6/10), Freeport Middle School (GreatSchools Rating 7/10), Surfside Middle School (GreatSchools Rating 6/10), Freeport High School (GreatSchools Rating 8/10), Deane Bozeman School (GreatSchools Rating 7/10), Seaside Neighborhood School (GreatSchools Rating 10/10).

According to the records, the last property tax for 2023 is $1,848 (source: MLS/based on county public records data).

The last sale was on February 1, 2022 for $290,000 (source: MLS/tax record).

The property at 891 Choctawhatchee River Rd has 2 bedrooms and 2 bathrooms.

The property 891 Choctawhatchee River Rd is 2,052 SqFt (source: MLS/tax record).

The year of construction for 891 Choctawhatchee River Rd is 1997.

This home is located at 891 Choctawhatchee River Rd in Ponce De Leon, FL and zip code 32455. This 2,052 square foot home, which was built in 1997, sits on a 0.21 acre lot. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 23, 2025 and is currently priced at $365,800.

Between March and April 2025, Ponce De Leon, FL real estate market has seen decrease in the number of listings by 16.7%. While the average time on the market in April 2025 was 202 days, the median list price was $369,500.

From Rocket Homes Real Estate and based on county public records data.

More resources