$950,000

95 Saint Simon Cir Miramar Beach, FL 32550

$10,000
Closing credit¹
4 beds
3 full, 1 partial
2,216 sqft
$429 / sqft
House

Property details

About 95 Saint Simon Cir

Welcome to Knee Deep, an exquisite 4-bedroom, 3 and 1/2 -bathroom coastal sanctuary, masterfully constructed with concrete block in the exclusive gated community of Emerald Waters Village. Spanning 2,216 square feet, this impeccably designed residence offers the perfect blend of sophistication, comfort, and coastal charm, just a short stroll from deeded beach access with sugar-white sands and emerald waters of Miramar Beach. Step into a light-filled, open-concept main level where refined elegance meets effortless functionality. The gourmet kitchen, a culinary haven, boasts newer stainless steel appliances, sleek cabinetry, and a spacious island ideal for gatherings. Adjacent, the inviting living and dining areas create a seamless flow, perfect for entertaining or unwinding. Also a generously sized bedroom with a luxurious ensuite is located on the first floor. A laundry room, and access to the garage (perfect for storing your golf cart or beach car) complete the first floor, offering unmatched convenience and versatility. Ascend to the second level, where three additional bedrooms await, each designed for ultimate comfort. Two bedrooms share a stylish Jack-and-Jill bathroom, while the second master suite, a true retreat, features a private ensuite and a serene balcony overlooking the lush surroundingsperfect for savoring morning coffee or evening sunsets. Outdoors, the fenced backyard with a charming patio sets the stage for al fresco dining, grilling, or simply soaking in the coastal breeze. Built in 2004, Knee Deep combines timeless architecture with modern upgrades, including two newer HVAC units, all-new appliances, and a washer and dryer, ensuring turnkey luxury. The attached garage provides ample storage for your golf cart or beach car. As part of Emerald Waters Village, residents enjoy two sparkling community pools and the security of a gated enclave, all within minutes of Scenic Highway 98s world-class dining, boutique shopping, and vibrant entertainment. Whether you envision a primary residence, a luxurious vacation escape, or a high-yield rental investment, Knee Deep delivers unmatched value. Its robust concrete block construction offers peace of mind, while its prime location and thoughtful design elevate the coastal living experience.

Highlights

Home typeSingle Family Residence
HeatingCentral
StatusActive
CoolingCeiling Fan(s), Central Air
Size2,216 sqft
Year built2004
ParkingGarage
MLS #958449
Attached garage1 space

Summary

  • Partial Bathrooms: 1
  • Full Bathrooms: 3
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Ice Maker, Electric Oven, Washer
  • Interior: Breakfast Bar, Vaulted Ceilings, Owners Closet, Washer/Dryer Hookups
  • Total Bedroom Count: 4
  • Garage Space: 1 space
  • Attached Garage: Yes
  • Private Pool: No
  • Parking: Garage
  • Exterior: Balcony, BBQ Pit/Grill, Fenced Back Yard, Lawn Pump, Sprinkler System
  • Architectural Style: Beach House
  • Heating: Central
  • Cooling: Ceiling Fan(s), Central Air
  • List Price: $950,000
  • Price/SqFt: $428
  • HOA Amount: $530 Quarterly
  • Annual Tax Amount: $7,021
  • Tax Year: 2023
  • Lot: Within 1/2 Mile to Water
  • Directions: From Destin take Hwy 98 East, turn right on S Holiday Rd. then left on St. Francis Dr. next left is St. Simons Circle
  • Year Built: 2004
  • Stories: 2
  • Living Area: 2,216 SqFt
  • MLS Number: 958449
  • MLS Name: Emerald Coast Association of REALTORS®
  • Office Name: Legacy Hill Realty
  • Office Phone: (205) 370-5905
  • Office Email: jonathan@legacyhillre.com
  • Listing Agent: The Jonathan Hill Team, Tammy Mitchell

IDX Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/7/2025, 7:40:33 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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95 Saint Simon Cir, Miramar Beach, FL 32550 - view of front of home featuring a balcony, metal roof, an attached garage, concrete driveway, and french doors

$950,000

95 Saint Simon Cir

$10,000

closing credit¹

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0.5% sale price²

Price information

Property sales

DateEventPrice
Jul 01, 2015
Home Sold
$435,000
Apr 23, 2009
Home Sold
$465,000
May 11, 2005
Home Sold
$805,000
Apr 06, 2004
Home Sold
$313,000

Tax history

YearAssessmentProperty Tax
2023$919,668$7,021
2022$750,919$6,148
2021$565,304$6,148
2020$483,391$5,307
2019$457,328$4,654
2017$377,957$3,746

History based on county public records data.

Nearby schools

8

Destin Elementary School

Public District PK-4

6.8 mi

630 Kelly St

7

Van R. Butler Elementary School

Public District KG-5

7.2 mi

6694 W County Highway 30A

9

Bluewater Elementary School

Public District KG-5

7.8 mi

4545 Range Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $46,250. The most common annual income of people living in Miramar Beach, FL is between $35k-100k. The most common type of family is single, no kids. The most common level of education of people living in this area is post secondary degree.

How much money do the neighbors make?

35%
<35k
49%
35k-100k
12%
100k-200k
4%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

57%
Single, No Kids
6%
Single, with Kids
30%
Married, No Kids
7%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

8%
<11 yrs old
3%
12-17 yrs old
15%
18-34 yrs old
48%
35-64 yrs old
26%
65+ yrs old

What do the neighbors do for fun?

  • Figure SkatingFigure Skating
  • PGA/LPGAPGA/LPGA
  • SoccerSoccer

Where do the neighbors shop?

  • KmartKmart
  • Stein MartStein Mart
  • Old NavyOld Navy

Where do the neighbors go to eat?

  • Bob EvansBob Evans
  • Jimmy JohnsJimmy Johns
  • ArbysArbys

What do the neighbors drive?

  • BuickBuick
  • LincolnLincoln
  • GMCGMC

What do the neighbors listen to?

  • OldiesOldies
  • News/Talk/InformationNews/Talk/Information
  • New CountryNew Country
All data provided by Home Junction and Claritas

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Frequently asked questions

About 95 Saint Simon Cir

The listing price of 95 Saint Simon Cir property is $950,000.

The property 95 Saint Simon Cir is a house located in Miramar Beach, Florida, 32550.

Active Listing: 95 Saint Simon Cir is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 95 Saint Simon Cir are: Destin Elementary School (GreatSchools Rating 8/10), Van R. Butler Elementary School (GreatSchools Rating 7/10), Bluewater Elementary School (GreatSchools Rating 9/10), Destin Middle School (GreatSchools Rating 8/10), Lewis School (GreatSchools Rating 8/10), C.W. Ruckel Middle School (GreatSchools Rating 9/10), Niceville High School (GreatSchools Rating 6/10), South Walton High School (GreatSchools Rating 8/10), Collegiate High School at Northwest Florida State College (GreatSchools Rating 9/10).

According to the records, the last property tax for 2023 is $7,021 (source: MLS/based on county public records data).

The last sale was on July 1, 2015 for $435,000 (source: MLS/tax record).

The property at 95 Saint Simon Cir has 4 bedrooms and 3 full and 1 half bathrooms.

The property 95 Saint Simon Cir is 2,216 SqFt (source: MLS/tax record).

The year of construction for 95 Saint Simon Cir is 2004.

This home is located at 95 Saint Simon Cir in Miramar Beach, FL and zip code 32550. This 2,216 square foot home was built in 2004. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since September 4, 2024 and is currently priced at $950,000.

In May 2025, from all listings sold in Miramar Beach, FL there were more than 0 sold above asking price, over 32 sold below and more than 10 were sold right at the asked price. The inventory of homes for sale in Miramar Beach, FL between April and May 2025 increased by 8.4%. The median list price of listings available in May 2025 was $720,000, while the average time on the real estate market was 127 days.

From Rocket Homes Real Estate and based on county public records data.

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