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$5,488 Closing Credit¹
#662359, SUSAN STEWART, Listing Office: HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
$549,900 List price
13 Chatham Ln Palmyra, VA 22963
$6,530
Closing credit¹
4 beds
2 full, 1 partial
2,112 sqft
0.5 acres
$260 / sqft
House
Property details
About 13 Chatham Ln
Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock – Open House Sunday, 1-3 PM! Don’t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic pool, and more. Whether a year-round retreat or a weekend getaway, this home has it all!
Highlights
Home typeSingle Family Residence
HeatingCentral, Electric, Forced Air, Heat Pump
StatusActive
CoolingCentral Air, Heat Pump
Size2,112 sqft
BasementYes
Lot size0.49 Acres
Year built1984
ParkingDetached, Garage Faces Front, Garage
MLS #662771
Garage1 space
WaterfrontPond
ViewTrees/Woods, Water
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
- Basement: Yes
- Flooring Type: Carpet, Vinyl, Wood
- Interior: Double Vanity, Walk-In Closet(s), Master Downstairs
- Total Bedroom Count: 4
- Garage Space: 1 space
- Attached Garage: No
- Parking: Detached, Garage Faces Front, Garage
- Waterfront: Pond
- View: Trees/Woods, Water
- Exterior: Porch/Covered, Deck, Porch Front, Patio, Porch
- Architectural Style: CapeCod
- Heating: Central, Electric, Forced Air, Heat Pump
- Cooling: Central Air, Heat Pump
- List Price: $549,900
- Price/SqFt: $260
- HOA Amount: $106
- HOA Frequency: Annually
- Annual Tax Amount: $3,080
- Tax Year: 2024
- Directions: ENTER MAIN GATE AT ASHLAWN & LAKE MONTICELLO RD:Take I-64 to exit 129 (616).Turn Rt onto Black Cat/Union Mills/616 for 6 miles.Rt on 600 for 1.6 miles.Rt on Lake Monticello.Lft to Enter gate at Ashlawn.Lft on Jefferson.Rt on Woodridge.Rt on Chatham.
- Year Built: 1984
- Living Area: 2,112 SqFt
- Lot Size: 0.49 Acres
- MLS Number: 662771
- MLS Name: CharlottesvilleVA
- Office Name: RE/MAX GATEWAY
- Office Phone: (843) 619-3005
- Office Email: corwyn@corwynmelette.com
- Listing Agent: SCOTT MACDONALD
The data relating to real estate for sale on this site comes in part from the Broker Reciprocity/IDX program of Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. Real estate listings held by other brokerage firms are marked with the BR logo and detailed information about them includes the name of the listing brokers. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS® does not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Information deemed reliable but not guaranteed. Copyright © 2025 Charlottesville Area Association of REALTORS®, Greater Augusta Association of REALTORS® and Harrisonburg-Rockingham Association of REALTORS®. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/9/2025, 1:15:38 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$549,900
13 Chatham Ln
$6,530
closing credit¹
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Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Jul 09, 2019 | Home Sold | $785,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2024 | $365,000 | $3,080 |
| 2023 | $365,000 | $3,080 |
| 2022 | $339,500 | $2,953 |
| 2021 | $339,500 | $3,001 |
| 2020 | $321,300 | $2,972 |
| 2019 | $321,300 | $2,972 |
| 2018 | $316,400 | $2,869 |
| 2017 | $316,400 | $2,869 |
History based on county public records data.
Nearby schools
6
Carysbrook Elementary School
Public District 3-4
7.2 mi
•9172 James Madison Hwy
5
Stone Robinson Elementary School
Public District PK-5
8.9 mi
•958 N Milton Rd
6
Moss - Nuckols Elementary School
Public District PK-5
11.9 mi
•2055 Courthouse Rd
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $90,638. The majority of Palmyra, VA residents have income between $35k-100k annually. Residents typically live in married, no kids family. Most residents in this area have post secondary degree education.
How much money do the neighbors make?
9%
<35k
49%
35k-100k
38%
100k-200k
4%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
24%
Single, No Kids
5%
Single, with Kids
50%
Married, No Kids
21%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
11%
<11 yrs old
7%
12-17 yrs old
10%
18-34 yrs old
40%
35-64 yrs old
32%
65+ yrs old
What do the neighbors do for fun?
PGA/LPGA
NASCAR
Soccer
Where do the neighbors shop?
Stein Mart
Dick's Sporting Goods
Old Navy
Where do the neighbors go to eat?
Bob Evans
Arbys
Jimmy Johns
What do the neighbors drive?
Lincoln
GMC
Lexus
What do the neighbors listen to?
News/Talk/Information
Adult Hits
New Country
All data provided by Home Junction and Claritas
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Frequently asked questions
About 13 Chatham Ln
The listing price of 13 Chatham Ln property is $549,900.
The property 13 Chatham Ln is a house located in Palmyra, Virginia, 22963.
Active Listing: 13 Chatham Ln is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 13 Chatham Ln are: Carysbrook Elementary School (GreatSchools Rating 6/10), Stone Robinson Elementary School (GreatSchools Rating 5/10), Moss - Nuckols Elementary School (GreatSchools Rating 6/10), Fluvanna Middle School (GreatSchools Rating 4/10), Buford Middle School (GreatSchools Rating 3/10), Burley Middle School (GreatSchools Rating 4/10), Fluvanna County High School (GreatSchools Rating 5/10), Monticello High School (GreatSchools Rating 4/10), Murray (GreatSchools Rating 5/10).
According to the records, the last property tax for 2024 is $3,080 (source: MLS/based on county public records data).
The last sale was on July 9, 2019 for $785,000 (source: MLS/tax record).
The property at 13 Chatham Ln has 4 bedrooms and 2 full and 1 half bathrooms.
The property 13 Chatham Ln is 2,112 SqFt (source: MLS/tax record).
The year of construction for 13 Chatham Ln is 1984.
This home is located at 13 Chatham Ln in Palmyra, VA and zip code 22963. This 2,112 square foot home, which was built in 1984, sits on a 0.49 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 4, 2025 and is currently priced at $549,900.
While more than 6 listings in Palmyra, VA in April 2025 were sold above asking price, there were more than 7 listings sold at asking price, and more than 9 were sold below. The number of homes for sale in Palmyra, VA increased by 1.9% between March and April 2025. Listings spent 58 days on the market in April 2025, and had a median list price of $363,583 during the same period.
From Rocket Homes Real Estate and based on county public records data.