#25043483, Listing office: eXp Realty
$287,500 List price
314 N Church St Waterloo, IL 62298
3 beds
2 full
2,268 sqft
0.4 acres
$127 / sqft
House
Property details
About 314 N Church St
Extensively updated home with income potential! 314 Church St. offers 2,268 sq ft on a double lot near downtown. Main home features 3BR/2BA, plus breezeway-connected studio with private bath and roughed-in space for a kitchen-ideal for flexible living or rental income. Recent updates include new roof (2024), sewer line (2025), siding, gutters, soffit (2025), Rheem A/C (2022), hot water heater (2024), resurfaced tub, new windows, and fully renovated back bedrooms and apartment unit. Spacious living areas, 2-car garage with workbench, and large back patio. Ask your agent for the full list of improvements!
Highlights
Home typeSingle Family Residence
HeatingForced Air, Natural Gas
StatusActive
CoolingCentral Air
Size2,268 sqft
BasementYes
Lot size0.3883 Acres
Year built1946
ParkingAttached, Basement
MLS #25046067
Attached garage2 spaces
Summary
- Full Bathrooms: 2
- Appliances: Electric Range, Washer
- Basement: Yes
- Flooring Type: Ceramic Tile, Vinyl
- Interior: Walk-In Pantry
- Total Bedroom Count: 3
- Garage Space: 2 spaces
- Attached Garage: Yes
- Parking: Attached, Basement
- Exterior: None, Patio
- Architectural Style: Ranch
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- List Price: $287,500
- Price/SqFt: $126
- Annual Tax Amount: $3,148
- Tax Year: 2023
- Lot: Back Yard, Few Trees
- Year Built: 1946
- Living Area: 2,268 SqFt
- Lot Size: 0.3883 Acres
- MLS Number: 25046067
- MLS Name: MARIS2
- Office Name: Strano & Associates
- Office Phone: (618) 277-7653
Listings courtesy of Mid America Regional Information System as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
DMCA Notice
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Listings courtesy of MARIS MLS as distributed by MLS GRID. Copyright © 2025 Mid America Regional Information System (MARIS). All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/24/2025, 2:38:28 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Sep 20, 2021 | Home Sold | $120,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $56,050 | $3,148 |
| 2022 | $55,550 | $- |
| 2021 | $54,470 | $- |
| 2020 | $52,020 | $3,078 |
| 2019 | $49,010 | $2,914 |
| 2018 | $46,730 | $2,757 |
History based on county public records data.
Nearby schools
10
Rogers Elementary School
Public District 2-3
0.6 mi
•200 Rogers St
5
Gardner Elementary School
Public District 4-5
0.6 mi
•1 Ed Gardner Pl
2
Valmeyer Elementary School
Public District PK-5
7.1 mi
•300 S Cedar Bluff Dr
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $60,594. The majority of Waterloo, IL residents have income between $35k-100k annually. Most families are single, no kids. Typical level of education for residents in this area is post secondary degree.
How much money do the neighbors make?
27%
<35k
47%
35k-100k
22%
100k-200k
4%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
38%
Single, No Kids
11%
Single, with Kids
27%
Married, No Kids
24%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
15%
<11 yrs old
7%
12-17 yrs old
19%
18-34 yrs old
37%
35-64 yrs old
22%
65+ yrs old
What do the neighbors do for fun?
Figure Skating
Soccer
Extreme Sports
Where do the neighbors shop?
Stein Mart
Old Navy
Academy Sports & Outdoors
Where do the neighbors go to eat?
Bob Evans
Jimmy Johns
Little Caesars
What do the neighbors drive?
Buick
GMC
Chevrolet
What do the neighbors listen to?
Adult Standards
New Country
Country
All data provided by Home Junction and Claritas
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Frequently asked questions
About 314 N Church St
The listing price of 314 N Church St property is $287,500.
The property 314 N Church St is a house located in Waterloo, Illinois, 62298.
Active Listing: 314 N Church St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 314 N Church St are: Rogers Elementary School (GreatSchools Rating 10/10), Gardner Elementary School (GreatSchools Rating 5/10), Valmeyer Elementary School (GreatSchools Rating 2/10), Waterloo Junior High School (GreatSchools Rating 9/10), Valmeyer Jr High School (GreatSchools Rating 3/10), Columbia Middle School (GreatSchools Rating 5/10), Waterloo High School (GreatSchools Rating 6/10), Valmeyer High School (GreatSchools Rating 9/10), Columbia High School (GreatSchools Rating 8/10).
According to the records, the last property tax for 2023 is $3,148 (source: MLS/based on county public records data).
The last sale was on September 20, 2021 for $120,000 (source: MLS/tax record).
The property at 314 N Church St has 3 bedrooms and 2 bathrooms.
The property 314 N Church St is 2,268 SqFt (source: MLS/tax record).
The year of construction for 314 N Church St is 1946.
This home is located at 314 N Church St in Waterloo, IL and zip code 62298. This 2,268 square foot home, which was built in 1946, sits on a 0.39 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since July 12, 2025 and is currently priced at $287,500.
Over 5 listings were sold over their listed price in June 2025 in Waterloo, IL. In the same period over 9 listings were sold below the listed price and 5 listings were sold for the listed price. The number of listings in Waterloo, IL increased by 12.5% between May and June 2025. In June 2025, listings were on the market for 52 days. During the same period, the median list price in this real estate market was $345,000.
From Rocket Homes Real Estate and based on county public records data.