$795,000

320 Fingerlake Rd Penhook, VA 24137

$9,441
Closing credit¹
3 beds
3 full
2,796 sqft
0.5 acres
$284 / sqft
House

Property details

About 320 Fingerlake Rd

A Rare Waterfront Opportunity on Smith Mountain Lake!This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining.Downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area--perfect for hosting gatherings or relaxing after a day on the water.Whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes--and short-term rentals are allowed, offering incredible income potential

Highlights

Home typeSingle Family Residence
HeatingHeat Pump
StatusActive
CoolingHeat Pump
Size2,796 sqft
BasementYes
Lot size0.49 Acres
Year builtNew Const., 1981
ParkingCarport Attached
MLS #915528
WaterfrontNo Wake
FireplaceBasement
ViewLake, Other

Summary

  • Full Bathrooms: 3
  • Appliances: Dishwasher, Electric Range, Refrigerator
  • Basement: Yes
  • Flooring Type: Laminate, Vinyl
  • Interior: Cathedral Ceiling
  • Fireplace: Basement
  • Total Bedroom Count: 3
  • Parking: Carport Attached
  • Waterfront: No Wake
  • View: Lake, Other
  • Exterior: Covered Porch, Deck, Fenced Yard, Hot Tub
  • Architectural Style: Ranch
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • List Price: $795,000
  • Price/SqFt: $284
  • Annual Tax Amount: $3,030
  • Tax Year: 2024
  • Directions: When you take a left onto fingerlake you then turn left at house number 300 property is located right next door
  • Year Built: 1981
  • Stories: 1
  • Living Area: 2,796 SqFt
  • Lot Size: 0.49 Acres
  • MLS Number: 915528
  • Office Name: RE/MAX LAKEFRONT REALTY INC

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Last updated on: 5/5/2025, 1:20:53 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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view of dock featuring a water view

$795,000

320 Fingerlake Rd

$9,441

closing credit¹

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Price information

Property sales

DateEventPrice
Dec 01, 2016
Home Sold
$361,100

Tax history

YearAssessmentProperty Tax
2024$541,100$3,030
2022$361,300$-
2021$361,300$-
2020$361,300$2,240
2019$361,300$2,240
2018$361,300$2,240
2017$361,300$2,240

History based on county public records data.

Nearby schools

7

Glade Hill Elementary School

Public District PK-5

8.9 mi

8081 Old Franklin Tpke

7

Dudley Elementary School

Public District PK-5

9.7 mi

7250 Brooks Mill Rd

6

Moneta Elementary School

Public District PK-5

11.6 mi

12718 Moneta Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $33,780. Residents of Penhook, VA typically earn less than $<35k each year. Most families are married, no kids. The majority of residents in this area have high school diploma education.

How much money do the neighbors make?

53%
<35k
28%
35k-100k
19%
100k-200k
0%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

36%
Single, No Kids
8%
Single, with Kids
45%
Married, No Kids
11%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

11%
<11 yrs old
6%
12-17 yrs old
14%
18-34 yrs old
45%
35-64 yrs old
24%
65+ yrs old

What do the neighbors do for fun?

  • Figure SkatingFigure Skating
  • NASCARNASCAR
  • HuntingHunting

Where do the neighbors shop?

  • Dollar GeneralDollar General
  • Bass Pro ShopsBass Pro Shops
  • Academy Sports & OutdoorsAcademy Sports & Outdoors

Where do the neighbors go to eat?

  • ApplebeesApplebees
  • Hardee'sHardee's
  • Jimmy JohnsJimmy Johns

What do the neighbors drive?

  • CadillacCadillac
  • GMCGMC
  • ChevroletChevrolet

What do the neighbors listen to?

  • Classic CountryClassic Country
  • New CountryNew Country
  • OldiesOldies
All data provided by Home Junction and Claritas

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Frequently asked questions

About 320 Fingerlake Rd

The listing price of 320 Fingerlake Rd property is $795,000.

The property 320 Fingerlake Rd is a house located in Penhook, Virginia, 24137.

Active Listing: 320 Fingerlake Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 320 Fingerlake Rd are: Glade Hill Elementary School (GreatSchools Rating 7/10), Dudley Elementary School (GreatSchools Rating 7/10), Moneta Elementary School (GreatSchools Rating 6/10), Gretna Middle School (GreatSchools Rating 6/10), Staunton River Middle School (GreatSchools Rating 4/10), Benjamin Franklin Middle School (GreatSchools Rating 5/10), Gretna High School (GreatSchools Rating 5/10), Staunton River High School (GreatSchools Rating 4/10), Franklin County High School (GreatSchools Rating 3/10).

According to the records, the last property tax for 2024 is $3,030 (source: MLS/based on county public records data).

The last sale was on December 1, 2016 for $361,100 (source: MLS/tax record).

The property at 320 Fingerlake Rd has 3 bedrooms and 3 bathrooms.

The property 320 Fingerlake Rd is 2,796 SqFt (source: MLS/tax record).

The year of construction for 320 Fingerlake Rd is 1981.

This home is located at 320 Fingerlake Rd in Penhook, VA and zip code 24137. This 2,796 square foot home, which was built in 1981, sits on a 0.49 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 25, 2025 and is currently priced at $795,000.

In April 2025, from all listings sold in Penhook, VA there were more than 0 sold above asking price, over 1 sold below and more than 0 were sold right at the asked price. The number of listings in Penhook, VA increased by 60% between March and April 2025.

From Rocket Homes Real Estate and based on county public records data.

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