#967011, Karen K Smith, Listing office: Beachy Beach Real Estate
$604,999 List price
3515 Cottage Cove Ln Panama City Beach, FL 32408
4 beds
2 full, 1 partial
2,340 sqft
0.07 acres
$259 / sqft
House
Property details
About 3515 Cottage Cove Ln
NEW CONSTRUCTION IN ONE OF THE MOST BEAUTIFUL GATED COMMUNITIES IN BAY COUNTY, SANCTUARY BEACH!!!!! This home features an open concept living space for smooth transition from room to room & to the outdoors. Enjoy the Quartz countertops placed on top of your beautiful white shaker soft closing cabinets, double vanities in the master bath w/ an oversized custom floor-to-ceiling tile shower & extra large walk in closet that leads into your laundry room. Equipped w/ beautiful stainless steel appliances, pot filler above range, kitchen island, Butler pantry, luxury vinyl plank flooring, 10' ceilings in your main living area, 2-car garage w/ paver driveway, mud room, irrigation & covered back patio. Best part is... no neighbors behind you, w/ plenty of greenery & an association only shared POOLl!!!
Highlights
Home typeSingle Family Residence
HeatingCentral, ENERGY STAR Qualified Equipment
StatusActive
CoolingCentral Air, ENERGY STAR Qualified Equipment
Size2,340 sqft
Lot size0.07 Acres
Year built2024
ParkingAttached, Driveway, Garage
MLS #768592
Attached garage2 spaces
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Bar Fridge, Dishwasher, Electric Range, Disposal, Microwave
- Interior: Pantry
- Total Bedroom Count: 4
- Garage Space: 2 spaces
- Attached Garage: Yes
- Parking: Attached, Driveway, Garage
- Architectural Style: Craftsman
- Heating: Central, ENERGY STAR Qualified Equipment
- Cooling: Central Air, ENERGY STAR Qualified Equipment
- List Price: $604,999
- Price/SqFt: $258
- HOA Amount: $225 Quarterly
- Annual Tax Amount: $683
- Tax Year: 2023
- Directions: Once entering sanctuary beach take your first right and the house will be up ahead on your left.
- Year Built: 2024
- Living Area: 2,340 SqFt
- Lot Size: 0.07 Acres
- MLS Number: 768592
- MLS Name: BCAR
- Office Name: Baird Realty, LLC
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/15/2025, 11:45:33 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| Nov 17, 2023 | Home Sold | $89,000 |
| Dec 30, 2005 | Home Sold | $325,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $70,167 | $683 |
| 2022 | $55,733 | $541 |
| 2021 | $51,213 | $541 |
History based on county public records data.
Nearby schools
1
St. Andrew School at Oakland Terrace
Public District PK-5
2.4 mi
•2010 W 12th St
5
Lucille Moore Elementary School
Public District PK-5
2.8 mi
•1900 Michigan Ave
4
Palm Bay Elementary School
Public Charter KG-5
3.1 mi
•1104 Balboa Ave
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $117,120. The most common annual income of people living in Panama City Beach, FL is between $100k-200k. The majority of families are married, no kids. The most common level of education of people living in this area is post secondary degree.
How much money do the neighbors make?
9%
<35k
27%
35k-100k
40%
100k-200k
24%
200k+
What level of education do the neighbors have?
No High School
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
25%
Single, No Kids
4%
Single, with Kids
42%
Married, No Kids
29%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
15%
<11 yrs old
8%
12-17 yrs old
13%
18-34 yrs old
48%
35-64 yrs old
16%
65+ yrs old
What do the neighbors do for fun?
Skiing/snowboarding
PGA/LPGA
College Football
Where do the neighbors shop?
BJs Wholesale Club
Stein Mart
Best Buy
Where do the neighbors go to eat?
Panera
Cracker Barrel
Bob Evans
What do the neighbors drive?
Infiniti
Lexus
Lincoln
What do the neighbors listen to?
Adult Hits
Oldies
News/Talk/Information
All data provided by Home Junction and Claritas
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Frequently asked questions
About 3515 Cottage Cove Ln
The listing price of 3515 Cottage Cove Ln property is $604,999.
The property 3515 Cottage Cove Ln is a house located in Panama City Beach, Florida, 32408.
Active Listing: 3515 Cottage Cove Ln is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 3515 Cottage Cove Ln are: St. Andrew School at Oakland Terrace (GreatSchools Rating 1/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), Palm Bay Elementary School (GreatSchools Rating 4/10), Jinks Middle School (GreatSchools Rating 2/10), University Academy Sabl Inc (GreatSchools Rating 10/10), Breakfast Point Academy (GreatSchools Rating 6/10), Rising Leaders Academy (GreatSchools Rating 5/10), Palm Bay Preparatory Academy 6-12 (GreatSchools Rating 7/10), Bay Virtual Instruction Program (District Provided) (GreatSchools Rating 5/10).
According to the records, the last property tax for 2023 is $683 (source: MLS/based on county public records data).
The last sale was on November 17, 2023 for $89,000 (source: MLS/tax record).
The property at 3515 Cottage Cove Ln has 4 bedrooms and 2 full and 1 half bathrooms.
The property 3515 Cottage Cove Ln is 2,340 SqFt (source: MLS/tax record).
The year of construction for 3515 Cottage Cove Ln is 2024.
This home is located at 3515 Cottage Cove Ln in Panama City Beach, FL and zip code 32408 in the Sanctuary Beach neighborhood. This 2,340 square foot home, which was built in 2024, sits on a 0.07 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since February 11, 2025 and is currently priced at $604,999.
In June 2025 more than 26 listings in Panama City Beach, FL were sold above the asking price. During the same period more than 47 listings were sold at asking price, while more than 144 were sold below. The number of homes for sale in Panama City Beach, FL decreased by 2.4% between May and June 2025. While the average time on the market in June 2025 was 78 days, the median list price was $330,871.
From Rocket Homes Real Estate and based on county public records data.