#769774, Listing office: DR Horton Realty of Emerald Coast, LLC
$532,900 List price
3528 Cottage Cove Ln Panama City Beach, FL 32408
3 beds
2 full, 1 partial
1,765 sqft
0.07 acres
$302 / sqft
House
Property details
About 3528 Cottage Cove Ln
Welcome to 3528 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open kitchen with peninsula bar and space for bar seating. The dining area is spacious and looks over to the living area. The main living area serves as the heart of the home, as all bedrooms are on the second level.The stairs located off the foyer lead to a second level landing and hall with all bedrooms and a laundry area. The primary bedroom is located just off the landing and overlooks the back of the home. This space is the perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity.Leaving the primary bedroom, you will find two additional bedrooms that feature a Jack and Jill bathroom with separate single sink vanities and a shower tub combination. The additional bedrooms are spacious and feature large closets for storage. Give us a call today to see this beautiful new home in the gated community of Sanctuary Beach!
Highlights
Home typeSingle Family Residence
HeatingCentral, Electric
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size1,765 sqft
Lot size0.07 Acres
Year built2025
ParkingAttached, Driveway, Garage, Garage Door Opener
MLS #769771
Attached garage1 space
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Dishwasher, Electric Oven, Electric Water Heater, Disposal, Gas Range, Microwave, Plumbed For Ice Maker, Tankless Water Heater
- Interior: Breakfast Bar, Pantry, Recessed Lighting, Smart Home, Smart Thermostat
- Total Bedroom Count: 3
- Garage Space: 1 space
- Attached Garage: Yes
- Parking: Attached, Driveway, Garage, Garage Door Opener
- Exterior: Sprinkler/Irrigation, Patio, Rain Gutters
- Architectural Style: Contemporary
- Heating: Central, Electric
- Cooling: Central Air, Ceiling Fan(s), Electric
- List Price: $532,900
- Price/SqFt: $301
- HOA Amount: $226 Quarterly
- Annual Tax Amount: $645
- Tax Year: 2023
- Lot: Interior Lot, Landscaped
- Directions: From Thomas Dr, turn East onto Magnolia Beach Rd. In 1.1 miles, follow the curve to the right onto Delwood Beach Rd. Go all the way down to the stop sign on Delwood Dr and turn right. Enter through the gated entrance and turn right onto Cottage Cove Ln. 3508 will be on your right. This is a gated community. See Agent to Agent remarks for touring instructions.
- Year Built: 2025
- Living Area: 1,765 SqFt
- Lot Size: 0.07 Acres
- MLS Number: 769771
- MLS Name: BCAR
- Office Name: DR Horton Realty of Emerald Coast, LLC
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/16/2025, 5:45:30 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $70,167 | $645 |
| 2022 | $55,733 | $511 |
| 2021 | $51,213 | $511 |
History based on county public records data.
Nearby schools
1
St. Andrew School at Oakland Terrace
Public District PK-5
2.4 mi
•2010 W 12th St
5
Lucille Moore Elementary School
Public District PK-5
2.8 mi
•1900 Michigan Ave
4
Palm Bay Elementary School
Public Charter KG-5
3.1 mi
•1104 Balboa Ave
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $117,120. Most Panama City Beach, FL residents have annual incomes between $100k-200k. The most common type of family is married, no kids. Most residents in this area have post secondary degree education.
How much money do the neighbors make?
9%
<35k
27%
35k-100k
40%
100k-200k
24%
200k+
What level of education do the neighbors have?
No High School
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
25%
Single, No Kids
4%
Single, with Kids
42%
Married, No Kids
29%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
15%
<11 yrs old
8%
12-17 yrs old
13%
18-34 yrs old
48%
35-64 yrs old
16%
65+ yrs old
What do the neighbors do for fun?
Skiing/snowboarding
PGA/LPGA
College Football
Where do the neighbors shop?
BJs Wholesale Club
Stein Mart
Best Buy
Where do the neighbors go to eat?
Panera
Cracker Barrel
Bob Evans
What do the neighbors drive?
Infiniti
Lexus
Lincoln
What do the neighbors listen to?
Adult Hits
Oldies
News/Talk/Information
All data provided by Home Junction and Claritas
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Frequently asked questions
About 3528 Cottage Cove Ln
The listing price of 3528 Cottage Cove Ln property is $532,900.
The property 3528 Cottage Cove Ln is a house located in Panama City Beach, Florida, 32408.
Active Listing: 3528 Cottage Cove Ln is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 3528 Cottage Cove Ln are: St. Andrew School at Oakland Terrace (GreatSchools Rating 1/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), Palm Bay Elementary School (GreatSchools Rating 4/10), Jinks Middle School (GreatSchools Rating 2/10), University Academy Sabl Inc (GreatSchools Rating 10/10), Breakfast Point Academy (GreatSchools Rating 6/10), Rising Leaders Academy (GreatSchools Rating 5/10), Palm Bay Preparatory Academy 6-12 (GreatSchools Rating 7/10), Bay Virtual Instruction Program (District Provided) (GreatSchools Rating 5/10).
According to the records, the last property tax for 2023 is $645 (source: MLS/based on county public records data).
The property at 3528 Cottage Cove Ln has 3 bedrooms and 2 full and 1 half bathrooms.
The property 3528 Cottage Cove Ln is 1,765 SqFt (source: MLS/tax record).
The year of construction for 3528 Cottage Cove Ln is 2025.
This home is located at 3528 Cottage Cove Ln in Panama City Beach, FL and zip code 32408 in the Sanctuary Beach neighborhood. This 1,765 square foot home, which was built in 2025, sits on a 0.07 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 21, 2025 and is currently priced at $532,900.
Panama City Beach, FL housing market in June 2025 saw over 26 listings sold above listed price, more than 47 sold at listed price and over 144 sold below. The number of homes for sale in Panama City Beach, FL decreased by 2.4% between May and June 2025. While the average time on the market in June 2025 was 78 days, the median list price was $330,871.
From Rocket Homes Real Estate and based on county public records data.