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$415,000

3520 Karnes Rd Saint Joseph, MO 64506

3 beds
3 full
3,163 sqft
$131 / sqft
House

Property details

About 3520 Karnes Rd

Stunning Ranch Retreat on 1.7 Acres – Move-In Ready with Custom Upgrades! Welcome to this beautiful 3-bedroom, 3-bath ranch home offering over 3,100 (3163)sq ft of comfortable living space and a perfect blend of privacy, luxury, and convenience. Situated on 1.7 acres, the property extends beyond the fence line, including a serene wooded area and a trickling creek to the east. The heart of the home is the spacious custom kitchen, featuring granite countertops, a large island with prep sink, pull-out shelving, and stainless steel appliances (new in 2020). The main level also includes a cozy living room with vaulted ceilings and a brick fireplace (electric insert), main floor laundry, and an updated primary suite with double vanity, walk-in shower, and direct access to a newly added deck (2023). Downstairs, enjoy a spacious finished basement perfect for entertaining with a wet bar, wood-burning fireplace, and bonus room currently used as a gym—ideal as a non-conforming 4th bedroom or office. Outdoor living is a dream with an expansive tri-level deck leading to a 16x32 above-ground pool (2023), surrounded by mature trees and beautiful perennial landscaping. Enjoy roasting marshmallows over the crackling fire in the fire pit area or sneak an afternoon nap in your hammock. Wildlife lovers will enjoy frequent visits from deer, foxes, groundhogs and more in this peaceful backyard oasis. Additional features include: • 2-car attached garage • New HVAC system and water heater (2024) • Energy-efficient Anderson windows & patio doors • Total electric home • No HOA Ideally located near shopping, dining, and entertainment, this home offers the perfect combination of nature, comfort, and convenience. Don’t miss your chance to own this one-of-a-kind property! * Sellers are licensed agents.

Highlights

Home typeSingle Family Residence
HeatingElectric
StatusActive
CoolingElectric
Size3,163 sqft
BasementYes
Year built1988
ParkingAttached, Garage Faces Front
MLS #2563984
Garage2 spaces
FireplaceLiving Room, Recreation Room

Summary

  • Full Bathrooms: 3
  • Appliances: Dishwasher, Disposal, Microwave, Electric Oven
  • Basement: Yes
  • Interior: Bidet, Ceiling Fan(s)
  • Fireplace: Living Room, Recreation Room
  • Total Bedroom Count: 3
  • Garage Space: 2 spaces
  • Parking: Attached, Garage Faces Front
  • Architectural Style: Traditional
  • Heating: Electric
  • Cooling: Electric
  • List Price: $415,000
  • Price/SqFt: $131
  • HOA Amount: $0
  • Annual Tax Amount: $2,196
  • Tax Year: 2023
  • Lot: City Lot, Many Trees
  • Directions: Head toward N Belt Hwy, take a right onto Karnes Rd., and your destination is on your right.
  • Year Built: 1988
  • Living Area: 3,163 SqFt
  • MLS Number: 2563984
  • MLS Name: HMLS
  • Office Name: RE/MAX PROFESSIONALS
  • Listing Agent: Bobbi Howe

IDX Listings courtesy of Heartland Multiple Listing Service Inc. as distributed by MLS GRID.

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Copyright 2025, Heartland Multiple Listing Service, Inc.

IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time.

Properties displayed may be listed or sold by various participants in the MLS. Prices displayed on all Sold listings are the Last Known Listing Price and may not be the actual selling price.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 8/1/2025, 12:39:28 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Price information

Property sales

We're sorry, we currently don't have property sales data for this listing.

Tax history

YearAssessmentProperty Tax
2023$33,440$2,196
2021$33,440$2,211
2020$33,440$2,207
2019$33,440$2,132
2017$33,440$1,925

History based on county public records data.

Nearby schools

4

Coleman Elementary School

Public District KG-6

1.0 mi

3312 Beck Rd

7

Eugene Field Elementary School

Public District KG-6

1.3 mi

2602 Gene Field Rd

6

Pershing Elementary School

Public District KG-6

1.6 mi

2610 Blackwell Rd

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $60,514. Residents of Saint Joseph, MO typically earn between $35k-100k each year. The most common type of family is single, no kids. Most residents in this area have post secondary degree education.

How much money do the neighbors make?

28%
<35k
47%
35k-100k
22%
100k-200k
3%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree
Doctorate

What types of families live nearby?

46%
Single, No Kids
9%
Single, with Kids
28%
Married, No Kids
17%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

15%
<11 yrs old
7%
12-17 yrs old
25%
18-34 yrs old
39%
35-64 yrs old
14%
65+ yrs old

What do the neighbors do for fun?

  • NBA/WNBANBA/WNBA
  • Symphony or OperaSymphony or Opera
  • College BasketballCollege Basketball

Where do the neighbors shop?

  • Express/Express For MenExpress/Express For Men
  • Chico'sChico's
  • DillardsDillards

Where do the neighbors go to eat?

  • StarbucksStarbucks
  • Boston MarketBoston Market
  • Logan's RoadhouseLogan's Roadhouse

What do the neighbors drive?

  • PontiacPontiac
  • VolvoVolvo
  • HyundaiHyundai

What do the neighbors listen to?

  • Urban ContemporaryUrban Contemporary
  • Talk/PersonalityTalk/Personality
  • RockRock
All data provided by Home Junction and Claritas

Similar homes for sale

Frequently asked questions

Living in Saint Joseph, MO

St. Joseph's transportation infrastructure supports both private and public transit options, with a network of roads and highways that facilitate travel within the city and to neighboring areas. Public transportation services are available, offering residents an alternative to private vehicle use. The city is also making strides to improve walkability and bikeability in certain areas, enhancing the overall accessibility for residents and visitors alike.

The community is served by a range of essential services, including public and private schools that cater to various educational needs. St. Joseph is home to several healthcare facilities that provide residents with access to comprehensive medical care. The city's public library system supports lifelong learning and community engagement. Retail and dining options are plentiful, with local establishments reflecting the unique flavors and culture of the region.

St. Joseph is celebrated for its rich cultural heritage and historical significance, being the starting point of the Pony Express and the death place of the infamous outlaw Jesse James. The community prides itself on maintaining a family-friendly atmosphere with a blend of urban and suburban qualities. Annual events and festivals, such as the Apple Blossom Festival, contribute to the city's vibrant character and offer residents a sense of community.

St. Joseph offers a diverse array of housing options, with single-family homes being a significant part of the housing market. The architectural styles in the area range from historic Victorian homes to more contemporary ranch-style houses. The housing market is dynamic, with a mix of older homes that reflect the city's rich history and newer constructions that cater to modern living preferences. While the exact homeownership rate is subject to change, the city has traditionally had a healthy balance of homeowners and renters.

About 3520 Karnes Rd

The listing price of 3520 Karnes Rd property is $415,000.

The property 3520 Karnes Rd is a house located in Saint Joseph, Missouri, 64506.

Active Listing: 3520 Karnes Rd is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 3520 Karnes Rd are: Coleman Elementary School (GreatSchools Rating 4/10), Eugene Field Elementary School (GreatSchools Rating 7/10), Pershing Elementary School (GreatSchools Rating 6/10), Robidoux Middle School (GreatSchools Rating 3/10), Bode Middle School (GreatSchools Rating 3/10), Harry S. Truman Middle School (GreatSchools Rating 3/10), Central High School (GreatSchools Rating 3/10), Lafayette High School (GreatSchools Rating 2/10), Benton High School (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $2,196 (source: MLS/based on county public records data).

The property at 3520 Karnes Rd has 3 bedrooms and 3 bathrooms.

The property 3520 Karnes Rd is 3,163 SqFt (source: MLS/tax record).

The year of construction for 3520 Karnes Rd is 1988.

This home is located at 3520 Karnes Rd in Saint Joseph, MO and zip code 64506. This 3,163 square foot home was built in 1988. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since July 18, 2025 and is currently priced at $415,000.

The inventory of homes for sale in Saint Joseph, MO between May and June 2025 increased by 10.3%. In June 2025 median list price was $175,000 and the average listing age was 65 days.

From Rocket Homes Real Estate and based on county public records data.

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