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#NS25124701, Carrie Schechter, Listing office: Platinum Properties
$1,499,000 List price
431 Main St Morro Bay, CA 93442
4 beds
2 full, 1 partial
2,560 sqft
0.09 acres
$586 / sqft
House
Property details
About 431 Main St
Coastal charm meets modern comfort in this stunning 4-bedroom, 2.5-bathroom home nestled in the highly sought-after Morro Cove community—just a short stroll from the Tidelands Park staircase with access to breathtaking views of Back Bay, Morro Rock, and the Sandspit. Inside, rich dark hand-hewn wood floors, plantation shutters, and expansive ceiling heights set a tone of relaxed elegance. A coastal mosaic tile foyer welcomes you into the home, while maple cabinetry throughout adds warmth and cohesion to the interior design. The open concept floorplan is both functional and inviting, with the living room centered around a gas insert fireplace that flows seamlessly into the spacious kitchen. The kitchen features granite countertops, a center island with raised bar seating, dual ovens, a gas cooktop, and generous cabinetry -ideal for both entertaining and everyday living. The front den offers flexible use as a formal dining room or a dedicated home office, while the downstairs bedroom includes a large walk-in closet, perfect for guests or multigenerational living. Upstairs, the primary suite serves as a private retreat with a large walk-in closet, spa-like en suite bath with dual vanities, a soaking tub, separate shower, and its own west-facing covered porch with peekaboo bay views. The laundry room is conveniently located upstairs near the three secondary bedrooms. Step outside and enjoy effortless indoor-outdoor living with an expansive patio just off the kitchen, framed by mature landscaping, low-maintenance synthetic turf, and a private trash storage area. Overhead bistro lights add ambiance for evening gatherings, and the outdoor hot tub offers the perfect place to unwind under the stars. The alley-loaded driveway maximizes curb appeal while enhancing privacy and access. The home’s Carmel-inspired cottage exterior, durable stucco siding, modern glass entry fence, concrete tile roof, and dual-pane windows reflect quality construction with timeless coastal appeal. Situated in a quiet, beautifully maintained neighborhood, this residence is just minutes from Morro Bay Golf Course, scenic waterfront dining, boutique shopping, and the bustling Embarcadero. Whether you’re looking for a full-time residence or a vacation retreat, this home is a rare opportunity to enjoy the best of Morro Bay living. Experience coastal California at its finest -schedule your private showing today.
Highlights
Home typeSingle Family Residence
StatusActive
Size2,560 sqft
Lot size0.0894 Acres
Year built2004
MLS #SC25164098
Attached garage2 spaces
FireplaceGas, Living Room
ViewBay, Harbor, Other, Neighborhood, Ocean
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Dishwasher, Gas Cooktop, Refrigerator, Tankless Water Heater
- Flooring Type: Tile, Wood
- Interior: Ceiling Fan(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Pantry, Stone Counters, Entrance Foyer, Primary Suite
- Fireplace: Gas, Living Room
- Total Bedroom Count: 4
- Garage Space: 2 spaces
- Attached Garage: Yes
- Private Pool: No
- View: Bay, Harbor, Other, Neighborhood, Ocean
- Architectural Style: Cottage, Contemporary
- Cooling: None
- List Price: $1,499,000
- Price/SqFt: $585
- HOA Amount: $114 Monthly
- Annual Tax Amount: $17,609
- Tax Year: 2024
- Directions: Morro Bay Blvd, left on Main Street
- Year Built: 2004
- Stories: 2
- Living Area: 2,560 SqFt
- Lot Size: 0.0894 Acres
- MLS Number: SC25164098
- MLS Name: CRMLS
- Office Name: Compass
- Office Phone: (805) 704-3940
- Listing Agent: Erica Abbott
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. The data contained herein is copyrighted by CRMLS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.
The information being provided by California Regional Multiple Listing Service, Inc. (“CRMLS”) is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Any information relating to a property referenced on this web site comes from CRMLS. Properties may or may not be listed by the office/agent presenting the information. Real estate listings held by brokerage firms other than this broker are marked with the Internet Data Exchange logo and detailed information about them includes the names of the listing brokers and listing agents. MLS search engine provided by IHR Technology Services. This data is updated every 2 hours. Some properties appearing for sale on this display may subsequently have sold and may no longer be available.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/23/2025, 6:45:29 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
| Date | Event | Price |
|---|---|---|
| May 17, 2023 | Home Sold | $1,569,000 |
| Jun 04, 2014 | Home Sold | $790,000 |
| Dec 28, 2005 | Home Sold | $940,000 |
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2024 | $1,600,380 | $17,609 |
| 2023 | $930,817 | $10,225 |
| 2022 | $912,566 | $9,583 |
| 2021 | $894,674 | $9,429 |
| 2020 | $885,502 | $9,331 |
| 2019 | $868,140 | $9,051 |
| 2018 | $851,119 | $9,051 |
| 2017 | $834,432 | $8,872 |
History based on county public records data.
Nearby schools
6
Baywood Elementary School
Public District KG-6
2.5 mi
•1330 9th St
5
Del Mar Elementary School
Public District KG-6
2.5 mi
•501 Sequoia St
8
Monarch Grove Elementary School
Public District KG-6
3.2 mi
•348 Los Osos Valley Rd
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $41,828. Residents of Morro Bay, CA typically earn between $35k-100k each year. The most common type of family is single, no kids. The majority of residents in this area have post secondary degree education.
How much money do the neighbors make?
40%
<35k
49%
35k-100k
9%
100k-200k
2%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
55%
Single, No Kids
9%
Single, with Kids
26%
Married, No Kids
10%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
9%
<11 yrs old
3%
12-17 yrs old
22%
18-34 yrs old
42%
35-64 yrs old
24%
65+ yrs old
What do the neighbors do for fun?
PGA/LPGA
Soccer
Figure Skating
Where do the neighbors shop?
Stein Mart
Old Navy
Kmart
Where do the neighbors go to eat?
Bob Evans
Cracker Barrel
Jimmy Johns
What do the neighbors drive?
Lincoln
Lexus
GMC
What do the neighbors listen to?
News/Talk/Information
Oldies
New Country
All data provided by Home Junction and Claritas
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Frequently asked questions
About 431 Main St
The listing price of 431 Main St property is $1,499,000.
The property 431 Main St is a house located in Morro Bay, California, 93442.
Active Listing: 431 Main St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 431 Main St are: Baywood Elementary School (GreatSchools Rating 6/10), Del Mar Elementary School (GreatSchools Rating 5/10), Monarch Grove Elementary School (GreatSchools Rating 8/10), Los Osos Middle School (GreatSchools Rating 7/10), Cayucos Elementary School (GreatSchools Rating 8/10), Laguna Middle School (GreatSchools Rating 7/10), Morro Bay High School (GreatSchools Rating 9/10), San Luis Obispo County Community (GreatSchools Rating 3/10), Grizzly Challenge Charter (GreatSchools Rating 4/10).
According to the records, the last property tax for 2024 is $17,609 (source: MLS/based on county public records data).
The last sale was on May 17, 2023 for $1,569,000 (source: MLS/tax record).
The property at 431 Main St has 4 bedrooms and 2 full and 1 half bathrooms.
The property 431 Main St is 2,560 SqFt (source: MLS/tax record).
The year of construction for 431 Main St is 2004.
This home is located at 431 Main St in Morro Bay, CA and zip code 93442. This 2,560 square foot home, which was built in 2004, sits on a 0.09 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since July 22, 2025 and is currently priced at $1,499,000.
In June 2025 more than 2 listings in Morro Bay, CA were sold above the asking price. During the same period more than 0 listings were sold at asking price, while more than 8 were sold below. The number of listings in Morro Bay, CA remained the same between May and June 2025. In June 2025, listings were on the market for 37 days. During the same period, the median list price in this real estate market was $933,250.
From Rocket Homes Real Estate and based on county public records data.