$10,000 Closing Credit¹
#SC25081822, Joseph Prian, Listing Office: Re/Max Pines by the Sea
#SC25054134·
Listing office: Re/Max Pines by the Sea·
Listing agent: Jennifer Lawson·
Listing office phone: 805-286-6119
$1,275,000 List price
523 Derby Ln Cambria, CA 93428
$10,000
Closing credit¹
3 beds
3 full
2,417 sqft
0.1 acres
$528 / sqft
House
Property details
About 523 Derby Ln
HAPPY HILL OCEAN VIEWS: EXPERIENCE PARADISE! Nestled on a quiet cul-de-sac, this 3-bedroom, 3-bathroom redwood home offers 2,417 square feet of light-filled living space featuring vaulted cedar ceilings and cedar walls. A beautifully crafted, wood-burning brick fireplace with a gas starter—perfect for cozying up on those chilly Cambria nights. The flexible layout includes two primary suites—one upstairs and one down—ideal for guests or multi-generational living. The upstairs primary suite showcases ocean views of Moonstone Beach, two walk-in closets, a private balcony, and a spacious en-suite bathroom. The downstairs suite also includes ocean views and a walk-in closet. The spacious kitchen has a walk-in pantry, prep island with sink, modern appliances and ample cabinetry and counter space. Additional highlights include an airy library with loft and built-in nooks, plus an extra loft in the guest bedroom—providing creative and relaxing spaces. Transom windows, skylights, ample built-in storage throughout and the convenience of indoor laundry. Outside, enjoy sipping wine on the sunny deck, a low-maintenance yard with mandarin, orange, and lemon trees, adding a touch of coastal garden life. Located just blocks from Cambria’s West Village and Moonstone Beach, with easy access to shopping, dining, and wine tasting—this home perfectly blends comfort, character, and a highly desired location.
Highlights
Home typeSingle Family Residence
HeatingCentral, Fireplace(s), Natural Gas, Wood
StatusActive
Size2,417 sqft
Lot size0.1354 Acres
Year built1981
ParkingAsphalt, Covered, Detached Carport, Driveway, Driveway Up Slope From Street
MLS #SC25054134
FireplaceFamily Room, Gas, Wood Burning
ViewOcean
Summary
- Full Bathrooms: 3
- Appliances: Dishwasher, Gas Range, Gas Water Heater, Dryer, Washer
- Flooring Type: Carpet, Wood
- Interior: High Ceilings, Open Floorplan, Bedroom on Main Level, Main Level Primary, Multiple Primary Suites, Walk-In Pantry, Walk-In Closet(s)
- Fireplace: Family Room, Gas, Wood Burning
- Total Bedroom Count: 3
- Private Pool: No
- Parking: Asphalt, Covered, Detached Carport, Driveway, Driveway Up Slope From Street
- View: Ocean
- Exterior: Rain Gutters
- Architectural Style: Custom
- Heating: Central, Fireplace(s), Natural Gas, Wood
- Cooling: None
- List Price: $1,275,000
- Price/SqFt: $527
- Annual Tax Amount: $3,335
- Tax Year: 2024
- Lot: Back Yard, Cul-De-Sac, Sloped Up
- Directions: North on Highway One, Right on Windsor, Quick Left on Charing, Right on Warwick and Right on Derby Lane, property is on the Left
- Year Built: 1981
- Stories: 2
- Living Area: 2,417 SqFt
- Lot Size: 0.1354 Acres
- MLS Number: SC25054134
- MLS Name: CRMLS
- Office Name: Re/Max Pines by the Sea
- Office Phone: (805) 286-6119
- Listing Agent: Jennifer Lawson
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. The data contained herein is copyrighted by CRMLS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.
The information being provided by California Regional Multiple Listing Service, Inc. (“CRMLS”) is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Any information relating to a property referenced on this web site comes from CRMLS. Properties may or may not be listed by the office/agent presenting the information. Real estate listings held by brokerage firms other than this broker are marked with the Internet Data Exchange logo and detailed information about them includes the names of the listing brokers and listing agents. MLS search engine provided by IHR Technology Services. This data is updated every 2 hours. Some properties appearing for sale on this display may subsequently have sold and may no longer be available.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 5/5/2025, 4:20:51 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
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$1,275,000
523 Derby Ln
$10,000
closing credit¹
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Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2024 | $292,027 | $3,335 |
| 2023 | $286,302 | $3,274 |
| 2022 | $280,689 | $3,207 |
| 2021 | $275,187 | $3,153 |
| 2020 | $272,367 | $3,112 |
| 2019 | $267,027 | $2,991 |
| 2018 | $261,792 | $2,991 |
| 2017 | $256,660 | $2,928 |
History based on county public records data.
Nearby schools
7
Cambria Grammar School
Public District KG-5
2.1 mi
•3223 Main St
5
Del Mar Elementary School
Public District KG-6
18.3 mi
•501 Sequoia St
7
Vineyard Elementary School
Public District 3-5
20.3 mi
•2121 Vineyard Dr
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $88,447. Residents of Cambria, CA typically earn between $35k-100k each year. Typical family type is married, no kids. Residents of this area typically have post secondary degree education.
How much money do the neighbors make?
21%
<35k
34%
35k-100k
33%
100k-200k
12%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
Doctorate
What types of families live nearby?
40%
Single, No Kids
4%
Single, with Kids
45%
Married, No Kids
11%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
9%
<11 yrs old
5%
12-17 yrs old
11%
18-34 yrs old
40%
35-64 yrs old
35%
65+ yrs old
What do the neighbors do for fun?
PGA/LPGA
Skiing/snowboarding
Figure Skating
Where do the neighbors shop?
Stein Mart
BJs Wholesale Club
Dollar General
Where do the neighbors go to eat?
Bob Evans
Panera
Cracker Barrel
What do the neighbors drive?
Lincoln
Infiniti
Lexus
What do the neighbors listen to?
News/Talk/Information
Adult Hits
Oldies
All data provided by Home Junction and Claritas
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Frequently asked questions
About 523 Derby Ln
The listing price of 523 Derby Ln property is $1,275,000.
The property 523 Derby Ln is a house located in Cambria, California, 93428.
Active Listing: 523 Derby Ln is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 523 Derby Ln are: Cambria Grammar School (GreatSchools Rating 7/10), Del Mar Elementary School (GreatSchools Rating 5/10), Vineyard Elementary School (GreatSchools Rating 7/10), Saint Lucia Middle School (GreatSchools Rating 7/10), Cayucos Elementary School (GreatSchools Rating 8/10), Cappy Culver Elementary School (GreatSchools Rating 5/10), Coast Union High School (GreatSchools Rating 9/10), Morro Bay High School (GreatSchools Rating 9/10), Templeton High School (GreatSchools Rating 8/10).
According to the records, the last property tax for 2024 is $3,335 (source: MLS/based on county public records data).
The property at 523 Derby Ln has 3 bedrooms and 3 bathrooms.
The property 523 Derby Ln is 2,417 SqFt (source: MLS/tax record).
The year of construction for 523 Derby Ln is 1981.
This home is located at 523 Derby Ln in Cambria, CA and zip code 93428. This 2,417 square foot home, which was built in 1981, sits on a 0.14 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since April 16, 2025 and is currently priced at $1,275,000.
In April 2025 more than 0 listings in Cambria, CA were sold above the asking price. During the same period more than 0 listings were sold at asking price, while more than 6 were sold below. The number of homes for sale in Cambria, CA increased by 9.8% between March and April 2025. Listings spent 64 days on the market in April 2025, and had a median list price of $1,041,125 during the same period.
From Rocket Homes Real Estate and based on county public records data.