Tour
$2,255 Closing Credit¹
#202517273, Sean Dekker, Listing office: REAL ESTATE NETWORK L.L.C
$195,000 List price
523 S Bluff St Monticello, IN 47960
$2,316
Closing credit¹
3 beds
2 full
0.2 acres
$116 / sqft
House
Property details
About 523 S Bluff St
Charming 3 bedroom, 2 bath ranch-style home with great potential and plenty of character! Enjoy peaceful mornings on the large covered front porch or relax in the sunroom that opens to a wood deck—perfect for outdoor entertaining. The open-concept living room features a cozy double-sided fireplace, shared with the spacious main bedroom, adding warmth and ambiance to both spaces. Built-in bookcases in the living room add a classic touch and extra storage. The privacy-fenced backyard offers a secure retreat, while the detached oversized one-car garage provides ample space for parking and storage. Located just minutes from town and local parks, this home is ideally situated for convenience and recreation. While it could use some TLC to make it shine, the layout, features, and location make it a solid opportunity for the right buyer.
Highlights
Home typeSingle Family Residence
HeatingNatural Gas, Forced Air
StatusActive
CoolingCentral Air
Lot size0.18 Acres
Year built1997
ParkingGravel
MLS #202521946
Garage1 space
FireplaceLiving/Great Rm, 1st Bdrm, Gas Log
Virtual tour
Summary
- Full Bathrooms: 2
- Fireplace: Living/Great Rm, 1st Bdrm, Gas Log
- Total Bedroom Count: 3
- Garage Space: 1 space
- Attached Garage: No
- Parking: Gravel
- Exterior: Vinyl
- Architectural Style: Ranch
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- List Price: $195,000
- Price/SqFt: $116
- Annual Tax Amount: $1,421
- Tax Year: 2023
- Lot: Level
- Directions: South on Main St. East on Ohio St. South on Bluff St. House on East side of street
- Year Built: 1997
- Lot Size: 0.18 Acres
- MLS Number: 202521946
- Office Name: Koppelmann Real Estate
- Office Phone: (574) 583-3171
- Listing Agent: John Koppelmann, CRS, e-PRO, GRI, SRES
The data on this website relating to real estate for sale comes in part from the Internet Data Exchange (IDX) program of the Indiana Regional MLS (IRMLS). IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2011-2025 Indiana Regional MLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/23/2025, 3:45:28 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Get an agent. Get a mortgage. Save big.¹
$195,000
523 S Bluff St
$2,316
closing credit¹
Sell your home with Rocket and save even more!
Seller rebate
0.5% sale price²
Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
| Year | Assessment | Property Tax |
|---|---|---|
| 2023 | $156,600 | $1,421 |
| 2022 | $141,600 | $1,347 |
| 2021 | $130,300 | $1,264 |
| 2020 | $116,900 | $1,061 |
| 2019 | $108,200 | $899 |
| 2018 | $100,000 | $775 |
| 2017 | $94,100 | $640 |
History based on county public records data.
Nearby schools
7
Oaklawn Elementary School
Public District KG-4
0.2 mi
•402 E South St
5
Meadowlawn Elementary School
Public District KG-5
0.6 mi
•715 W Ohio St
7
Eastlawn Elementary School
Public District PK-4
7.4 mi
•47 S 1300 E
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $56,250. Typical income of Monticello, IN residents is between $35k-100k annually. The majority of families are single, no kids. Most residents in this area have post secondary degree education.
How much money do the neighbors make?
23%
<35k
69%
35k-100k
8%
100k-200k
0%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
38%
Single, No Kids
17%
Single, with Kids
24%
Married, No Kids
21%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
20%
<11 yrs old
11%
12-17 yrs old
20%
18-34 yrs old
36%
35-64 yrs old
13%
65+ yrs old
What do the neighbors do for fun?
Extreme Sports
Motocross
Figure Skating
Where do the neighbors shop?
Academy Sports & Outdoors
GameStop
Kmart
Where do the neighbors go to eat?
Little Caesars
Sonic
Bob Evans
What do the neighbors drive?
Chevrolet
Jeep
Buick
What do the neighbors listen to?
Country
Oldies- Classic Country
All data provided by Home Junction and Claritas
Similar homes for sale
Frequently asked questions
About 523 S Bluff St
The listing price of 523 S Bluff St property is $195,000.
The property 523 S Bluff St is a house located in Monticello, Indiana, 47960.
Active Listing: 523 S Bluff St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 523 S Bluff St are: Oaklawn Elementary School (GreatSchools Rating 7/10), Meadowlawn Elementary School (GreatSchools Rating 5/10), Eastlawn Elementary School (GreatSchools Rating 7/10), Roosevelt Middle School (GreatSchools Rating 5/10), North White Middle School (GreatSchools Rating 4/10), Delphi Community Middle School (GreatSchools Rating 6/10), Twin Lakes Senior High School (GreatSchools Rating 5/10), Frontier Jr-Sr High School (GreatSchools Rating 5/10), North White High School (GreatSchools Rating 5/10).
According to the records, the last property tax for 2023 is $1,421 (source: MLS/based on county public records data).
The property at 523 S Bluff St has 3 bedrooms and 2 bathrooms.
The year of construction for 523 S Bluff St is 1997.
This home is located at 523 S Bluff St in Monticello, IN and zip code 47960. This home, which was built in 1997, sits on a 0.18 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since June 10, 2025 and is currently priced at $195,000.
In May 2025 more than 2 listings in Monticello, IN were sold above the asking price. During the same period more than 1 listings were sold at asking price, while more than 15 were sold below. In May 2025 in Monticello, IN there were 25.3% more homes for sale than in April.
From Rocket Homes Real Estate and based on county public records data.