#10554919, Stacy McLarty, Listing office: McLarty Properties
$1,590,000 List price
640 Oak St Saint Simons Island, GA 31522
3 beds
2 full, 1 partial
1,700 sqft
0.1 acres
$935 / sqft
House
Property details
About 640 Oak St
Prepare to be WOWED! This elegant, custom-renovated gem in the heart of the Village offers a blend of coastal charm, modern luxury, and an unbeatable location. This home has been completely renovated from the ground up in 2021, making it virtually brand new. Step inside to soaring 15-foot ceilings and an expansive open living area that flows seamlessly into a designer entertainer’s kitchen. Featuring a 12-foot quartz island that comfortably seats 6, high-end appliances, and custom cabinetry, this kitchen is a showstopper! The private master suite is your personal retreat, featuring dual custom vanities, marble flooring, and a spa-worthy tiled shower with access to the serene backyard. The backyard offers an oversized deck for entertaining, an outdoor shower, and lush landscaping in a very private setting. Just a short stroll to the beach, boutique shopping, restaurants, and parks. Whether you’re looking for a luxury vacation rental or a dream primary residence, this home checks every box. Another plus: flood insurance is not required- located in an X flood zone.
Highlights
Home typeSingle Family Residence
HeatingElectric, Heat Pump
StatusActive
CoolingElectric
Size1,700 sqft
Lot size0.15 Acres
Year built1950
ParkingDriveway
MLS #1655394
Virtual tour
Summary
- Partial Bathrooms: 1
- Full Bathrooms: 2
- Appliances: Convection Oven, Dishwasher, Disposal, Oven, Range, Refrigerator
- Flooring Type: Hardwood
- Interior: Smoke Detector
- Total Bedroom Count: 3
- Attached Garage: No
- Parking: Driveway
- Exterior: Outdoor Shower, Deck, Porch
- Architectural Style: Cottage, Ranch
- Heating: Electric, Heat Pump
- Cooling: Electric
- List Price: $1,590,000
- Price/SqFt: $935
- Lot: Level, Private
- Directions: Traveling down Mallery Street turn onto Park Ave (near the tennis & pickle ball courts). Turn left on Oak Street. Property will be at the end on your right.
- Year Built: 1950
- Living Area: 1,700 SqFt
- Lot Size: 0.15 Acres
- MLS Number: 1655394
- MLS Name: GoldenIsles
- Office Name: Golden Isles Realty
- Office Phone: (912) 638-8623
- Office Email: clarkedowney@bellsouth.net
- Listing Agent: Carol Pollock
Based on information from the Golden Isles Multiple Listing Service, Inc. This information is believed to be accurate, but without any warranty. All properties are subject to prior sale, change or withdrawal. Listing(s) information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2025 Golden Isles Multiple Listing Service, Inc. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 7/18/2025, 7:45:34 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Price information
Property sales
We're sorry, we currently don't have property sales data for this listing.
Tax history
We're sorry, we currently don't have tax history data for this listing.
Nearby schools
7
St. Simons Elementary School
Public District PK-5
0.3 mi
•805 Ocean Blvd
8
Oglethorpe Point Elementary School
Public District PK-5
5.5 mi
•6200 Frederica Rd
2
Goodyear Elementary School
Public District KG-5
5.5 mi
•3000 Roxboro Rd
School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.
Neighborhood
The neighbors living near this home have an average income of $33,617. Most Saint Simons Island, GA residents have annual incomes less than $<35k. Residents typically live in single, no kids family. The most common level of education of people living in this area is high school diploma.
How much money do the neighbors make?
53%
<35k
43%
35k-100k
3%
100k-200k
1%
200k+
What level of education do the neighbors have?
High School Diploma
Post Secondary Degree
Masters Degree
What types of families live nearby?
63%
Single, No Kids
3%
Single, with Kids
27%
Married, No Kids
7%
Married, with Kids
Are the neighbors home owners or renters?
Home Owners
Renters
How old are people in this area?
5%
<11 yrs old
3%
12-17 yrs old
15%
18-34 yrs old
46%
35-64 yrs old
31%
65+ yrs old
What do the neighbors do for fun?
PGA/LPGA
Skiing/snowboarding
Figure Skating
Where do the neighbors shop?
Stein Mart
BJs Wholesale Club
Kmart
Where do the neighbors go to eat?
Bob Evans
Panera
Dominos Pizza
What do the neighbors drive?
Lincoln
Infiniti
Buick
What do the neighbors listen to?
News/Talk/Information
Adult Hits
Oldies
All data provided by Home Junction and Claritas
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Frequently asked questions
About 640 Oak St
The listing price of 640 Oak St property is $1,590,000.
The property 640 Oak St is a house located in Saint Simons Island, Georgia, 31522.
Active Listing: 640 Oak St is For Sale (Active/New) which means the seller is accepting offers.
The nearby schools for 640 Oak St are: St. Simons Elementary School (GreatSchools Rating 7/10), Oglethorpe Point Elementary School (GreatSchools Rating 8/10), Goodyear Elementary School (GreatSchools Rating 2/10), Glynn Middle School (GreatSchools Rating 5/10), Needwood Middle School (GreatSchools Rating 7/10), Risley Middle School (GreatSchools Rating 5/10), Glynn Academy (GreatSchools Rating 8/10), Brunswick High School (GreatSchools Rating 7/10), McIntosh Academy (GreatSchools Rating 4/10).
The property at 640 Oak St has 3 bedrooms and 2 full and 1 half bathrooms.
The property 640 Oak St is 1,700 SqFt (source: MLS/tax record).
The year of construction for 640 Oak St is 1950.
This home is located at 640 Oak St in Saint Simons Island, GA and zip code 31522. This 1,700 square foot home, which was built in 1950, sits on a 0.15 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since July 18, 2025 and is currently priced at $1,590,000.
In June 2025 more than 2 listings in Saint Simons Island, GA were sold above the asking price. During the same period more than 14 listings were sold at asking price, while more than 46 were sold below. The inventory of homes for sale in Saint Simons Island, GA between May and June 2025 increased by 8.4%. Listings spent 95 days on the market in June 2025, and had a median list price of $755,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.