$5,106

closing credit¹

8610 Surf Dr Unit 206 Panama City Beach, FL 32408

$430,000
2 beds
2 full
1,000 sqft
$430 / sqft
Condo

Property details

About 8610 Surf Dr Unit 206

Invest in your future at Whispering Seas 206, an exceptional, updated condo that has consistently generated IMPRESSIVE rental income. This Gulf-front 2bd/2ba unit boasts a PROVEN track record; earning $46k in 2024, $38k in 2023 (lower due to owner usage), and $48k in 2022. Comfortably sleeping 8 guests, the condo features a king bed in the primary bedroom with STUNNING Gulf views, a queen bed plus bunk bed in the guest bedroom, and a sleeper sofa in the living room. With renovated kitchen and baths, in-unit washer/dryer, and stylish coastal decor, Whispering Seas 206 comes fully rental-ready and the option to keep it on the same rental program for easy transition. The well-equipped kitchen allows residents and guests to prepare meals with ease, the open living area provides ample seating, and the Gulf-front balcony offers the perfect spot for morning coffee or evening relaxation. Recent upgrades to the unit include a newer HVAC and water heater, hurricane glass sliding doors being installed, and refreshed furnishings throughout.The complex itself has also seen recent upgrades and improvements to the Gulf-front pool, grilling gazebo, parking lot, and building exterior. With the Condominium Milestone Report done, Structural Integrity Reserve Study completed, reasonable HOA fees, and no pending assessments, this turnkey property offers peace of mind for residents and investors alike. Situated in a low-rise complex with only 30 units, Whispering Seas 206 offers a more calm, serene beach experience. The proximity and ease of getting from the parking lot to the condo to the beach itself is rare. Additionally, its prime location puts you within minutes to a plethora of shopping, dining, and entertainment options in East PCB, including a nearby Walmart for convenient essentials. Pier Park is less than 7 miles west and St Andrews State Park is less than 4 miles east. Don't miss this opportunity to own a piece of Panama City Beach paradise. Whether you're looking for a vacation home or a lucrative investment, Whispering Seas 206 delivers the perfect blend of comfort, style, and rental potential. Schedule your private showing today and start enjoying the beach life you've always dreamed of!

Highlights

Home typeCondominium
HeatingCentral, Electric
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size1,000 sqft
Year built1987
ParkingParking Lot
MLS #764145
WaterfrontGulf, Waterfront
ViewGulf

Summary

  • MLS Number: 764145
  • MLS Name: BCAR
  • Office Name: Coldwell Banker Realty

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/31/2025, 7:20:52 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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balcony with a water view and a view of the beach

$430,000

8610 Surf Dr Unit 206

$5,106

closing credit¹

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0.5% sale price²

Price information

Property sales

DateEventPrice
Oct 27, 2021
Home Sold
$390,000

Tax history

YearAssessmentProperty Tax
2023$357,000$4,396
2022$310,760$3,634
2021$269,875$3,634
2020$225,250$2,780
2018$187,000$2,380
2017$160,650$1,746

History based on county public records data.

Nearby schools

7

Patronis Elementary School

Public District KG-5

1.5 mi

7400 Patronis Dr

5

Hutchison Beach Elementary School

Public District KG-5

3.7 mi

12900 Hutchison Blvd

3

Lucille Moore Elementary School

Public District PK-5

5.0 mi

1900 Michigan Ave

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $73,465. Residents of Panama City Beach, FL typically earn between $35k-100k each year. The most common type of family is single, no kids. The majority of residents in this area have post secondary degree education.

How much money do the neighbors make?

18%
<35k
44%
35k-100k
36%
100k-200k
2%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

59%
Single, No Kids
8%
Single, with Kids
24%
Married, No Kids
9%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

8%
<11 yrs old
4%
12-17 yrs old
25%
18-34 yrs old
47%
35-64 yrs old
16%
65+ yrs old

What do the neighbors do for fun?

  • Continuing Education CoursesContinuing Education Courses
  • SoccerSoccer
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Express/Express For MenExpress/Express For Men
  • Forever 21Forever 21
  • Chico'sChico's

Where do the neighbors go to eat?

  • QdobaQdoba
  • Dominos PizzaDominos Pizza
  • Bob EvansBob Evans

What do the neighbors drive?

  • VolkswagenVolkswagen
  • MazdaMazda
  • OldsmobileOldsmobile

What do the neighbors listen to?

  • Urban ContemporaryUrban Contemporary
  • Rhythmic Contemporary HitsRhythmic Contemporary Hits
  • NewsNews
All data provided by Home Junction and Claritas

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Frequently asked questions

About 8610 Surf Dr Unit 206

This home is located at 8610 Surf Dr Unit 206 in Panama City Beach, FL and zip code 32408 in the Bel Air neighborhood. This 1,000 square foot home was built in 1987. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since October 23, 2024 and is currently priced at $430,000.

In December 2024 more than 11 listings in Panama City Beach, FL were sold above the asking price. During the same period more than 39 listings were sold at asking price, while more than 146 were sold below. The inventory of homes for sale in Panama City Beach, FL between November and December 2024 decreased by 1.4%. Listings spent 79 days on the market in December 2024, and had a median list price of $339,456 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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