$449,000

8610 Surf Dr Unit 307 Panama City Beach, FL 32408

$5,332
Closing credit¹
2 beds
2 full
1,000 sqft
$449 / sqft
Condo

Property details

About 8610 Surf Dr Unit 307

Gulf Front Unit situated on the 3rd floor. Unit #307 has been completely remodeled and updated. Unit features approximately 1,000+-SF with two bedrooms, two baths, large living room, kitchen (newly renovated), and stacked washer and dryer. Sit on your private balcony and enjoy the views to the Gulf of Mexico over the sandy beach and pristine sand dunes. Complex is well maintained and well managed.. Great primary home, second home or beach vacation rental. Whispering seas is a low density walk up complex with only three floors; 30 units and approximately 190 feet along the Gulf of Mexico. Pool is located gulf side with grilling stations, gazebo and picnic areas. Both the milestone report and structural integrity reserve study have been completed with no pending special assessments. Don't let this fully furnished and fully renovated unit pass.

Highlights

Home typeCondominium
HeatingCentral, Electric
StatusActive
CoolingCentral Air, Ceiling Fan(s), Electric
Size1,000 sqft
Year built1987
ParkingPaved, Parking Lot
MLS #769593
WaterfrontGulf, Sandy Shoreline, Natural Shoreline, Waterfront
ViewGulf, Other

Summary

  • Full Bathrooms: 2
  • Appliances: Washer/Dryer Stacked, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator
  • Interior: Breakfast Bar, Split Bedrooms
  • Total Bedroom Count: 2
  • Parking: Paved, Parking Lot
  • Waterfront: Gulf, Sandy Shoreline, Natural Shoreline, Waterfront
  • View: Gulf, Other
  • Exterior: Balcony
  • Architectural Style: Low Rise
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • List Price: $449,000
  • Price/SqFt: $449
  • HOA Amount: $3434 Quarterly
  • Annual Tax Amount: $3,362
  • Tax Year: 2023
  • Lot: Landscaped, Waterfront
  • Directions: West on Thomas Drive and left on Joan Avenue. Joan Avenue will turn into Surf Drive. Whispering Seas will be on your right.
  • Year Built: 1987
  • Living Area: 1,000 SqFt
  • MLS Number: 769593
  • MLS Name: BCAR
  • Office Name: Coastal Real Estate Group, Inc

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 6/27/2025, 2:45:31 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

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8610 Surf Dr Unit 307, Panama City Beach, FL 32408 - view of uncovered parking lot

$449,000

8610 Surf Dr Unit 307

$5,332

closing credit¹

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0.5% sale price²

Price information

Property sales

DateEventPrice
Jun 23, 2003
Home Sold
$215,000

Tax history

YearAssessmentProperty Tax
2023$357,000$3,362
2022$310,760$2,822
2021$269,875$2,822
2020$146,155$2,290
2018$120,789$1,957
2017$160,650$1,746

History based on county public records data.

Nearby schools

7

Patronis Elementary School

Public District KG-5

1.5 mi

7400 Patronis Dr

7

Hutchison Beach Elementary School

Public District KG-5

3.7 mi

12900 Hutchison Blvd

5

Lucille Moore Elementary School

Public District PK-5

5.0 mi

1900 Michigan Ave

School ratings are a score out of 10, where 10 is the highest and 1 is the lowest.

All data from GreatSchools

Neighborhood

The neighbors living near this home have an average income of $73,465. The most common annual income of people living in Panama City Beach, FL is between $35k-100k. The most common type of family is single, no kids. Typical level of education for residents in this area is post secondary degree.

How much money do the neighbors make?

18%
<35k
44%
35k-100k
36%
100k-200k
2%
200k+

What level of education do the neighbors have?

High School Diploma
Post Secondary Degree
Masters Degree

What types of families live nearby?

59%
Single, No Kids
8%
Single, with Kids
24%
Married, No Kids
9%
Married, with Kids

Are the neighbors home owners or renters?

Home Owners
Renters

How old are people in this area?

8%
<11 yrs old
4%
12-17 yrs old
25%
18-34 yrs old
47%
35-64 yrs old
16%
65+ yrs old

What do the neighbors do for fun?

  • Continuing Education CoursesContinuing Education Courses
  • SoccerSoccer
  • Figure SkatingFigure Skating

Where do the neighbors shop?

  • Express/Express For MenExpress/Express For Men
  • Forever 21Forever 21
  • Chico'sChico's

Where do the neighbors go to eat?

  • QdobaQdoba
  • Dominos PizzaDominos Pizza
  • Bob EvansBob Evans

What do the neighbors drive?

  • VolkswagenVolkswagen
  • MazdaMazda
  • OldsmobileOldsmobile

What do the neighbors listen to?

  • Urban ContemporaryUrban Contemporary
  • Rhythmic Contemporary HitsRhythmic Contemporary Hits
  • NewsNews
All data provided by Home Junction and Claritas

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Frequently asked questions

About 8610 Surf Dr Unit 307

The listing price of 8610 Surf Dr Unit 307 property is $449,000.

The property 8610 Surf Dr Unit 307 is a condo located in Panama City Beach, Florida, 32408.

Active Listing: 8610 Surf Dr Unit 307 is For Sale (Active/New) which means the seller is accepting offers.

The nearby schools for 8610 Surf Dr Unit 307 are: Patronis Elementary School (GreatSchools Rating 7/10), Hutchison Beach Elementary School (GreatSchools Rating 7/10), Lucille Moore Elementary School (GreatSchools Rating 5/10), Breakfast Point Academy (GreatSchools Rating 6/10), Surfside Middle School (GreatSchools Rating 6/10), University Academy Sabl Inc (GreatSchools Rating 10/10), J.R. Arnold High School (GreatSchools Rating 5/10), Rising Leaders Academy (GreatSchools Rating 5/10), Central High School (GreatSchools Rating 2/10).

According to the records, the last property tax for 2023 is $3,362 (source: MLS/based on county public records data).

The last sale was on June 23, 2003 for $215,000 (source: MLS/tax record).

The property at 8610 Surf Dr Unit 307 has 2 bedrooms and 2 bathrooms.

The property 8610 Surf Dr Unit 307 is 1,000 SqFt (source: MLS/tax record).

The year of construction for 8610 Surf Dr Unit 307 is 1987.

This home is located at 8610 Surf Dr Unit 307 in Panama City Beach, FL and zip code 32408 in the Bel Air neighborhood. This 1,000 square foot home was built in 1987. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since March 2, 2025 and is currently priced at $449,000.

In May 2025, from all listings sold in Panama City Beach, FL there were more than 32 sold above asking price, over 141 sold below and more than 65 were sold right at the asked price. Between April and May 2025, Panama City Beach, FL real estate market has seen increase in the number of listings by 3.4%. In May 2025 median list price was $331,357 and the average listing age was 77 days.

From Rocket Homes Real Estate and based on county public records data.

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