4 bedroom homes for sale in Saint Andrews Bay, FL

view of front of house featuring a front yard, an attached garage, brick siding, and concrete driveway

view of front of home with a front lawn, concrete driveway, brick siding, and an attached garage

ranch-style house featuring brick siding, an attached garage, concrete driveway, and a front yard

19 hours on Rocket

$4,453 Closing Credit¹

$375,000

4 beds • 2 baths • 1,753 sqft

3893 Sandpine Way, Panama City FL 32404

#770035, Listing Office: Counts Real Estate Group Inc

view of front of house with concrete driveway, an attached garage, a lawn, and roof with shingles

foyer entrance featuring baseboards and wood finished floors

corridor with recessed lighting, baseboards, and wood finished floors

2 days on Rocket

$4,262 Closing Credit¹

$358,900

4 beds • 2 baths • 1,835 sqft

4865 Forest Dunes Dr, Panama City FL 32404

#769170, Listing Office: DR Horton Realty of Emerald Coast, LLC

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view of front of home with a front yard, an attached garage, driveway, and roof with shingles

entryway featuring baseboards and wood finished floors

hallway featuring recessed lighting, baseboards, and wood finished floors

2 days on Rocket

$4,262 Closing Credit¹

$358,900

4 beds • 2 baths • 1,835 sqft

4866 Forest Dunes Dr, Panama City FL 32404

#769171, Listing Office: DR Horton Realty of Emerald Coast, LLC

view of front of property featuring an attached garage, roof with shingles, concrete driveway, and a front lawn

2 days on Rocket

$4,891 Closing Credit¹

$411,900

4 beds • 2.5 baths • 2,275 sqft

4858 Forest Dunes Dr, Panama City FL 32404

#768404, Listing Office: DR Horton Realty of Emerald Coast, LLC

ranch-style home featuring metal roof, fence, and a front lawn

single story home featuring metal roof, driveway, a front lawn, and fence

5 days on Rocket

$3,669 Closing Credit¹

$309,000

4 beds • 2 baths • 1,820 sqft

1009 W 19th Ct, Lynn Haven FL 32444

#767298, Listing Office: Exit Sands Realty

view of front of property with a garage, driveway, a shingled roof, and board and batten siding

view of front of house with a garage, a shingled roof, and concrete driveway

$3,962 Closing Credit¹

$333,650

4 beds • 2 baths • 1,799 sqft

4479 Riparian Ln, Panama City FL 32404

#768398, Listing Office: DR Horton Realty of Emerald Coast, LLC

ranch-style house featuring a front yard, brick siding, driveway, and an attached garage

view of swimming pool with a patio area, a grill, fence, and a fenced in pool

view of yard with a patio area, a fenced backyard, and a hot tub

$5,687 Closing Credit¹

$478,900

4 beds • 2 baths • 2,120 sqft

502 Floridian Pl, Panama City FL 32405

#768673, Listing Office: Think Real Estate

Room to negotiate?

Median Sold Price

$340K

Avg. Sale Time

83 Days

Based on our February 2025 Market Report.

view of front of house featuring central AC unit, a garage, brick siding, driveway, and a front yard

kitchen featuring dark wood finished floors, a center island with sink, stainless steel appliances, visible vents, and a sink

carpeted bedroom with ornamental molding, a raised ceiling, and visible vents

$4,572 Closing Credit¹

$385,000

4 beds • 2 baths • 1,791 sqft

3730 Cedar Park Dr, Panama City FL 32404

#769514, Listing Office: Think Real Estate

view of front of home featuring a shingled roof, a front yard, and brick siding

ranch-style house featuring a detached garage and an outbuilding

view of front of house featuring a front yard and brick siding

Backup offers

$7,113 Closing Credit¹

$599,000

4 beds • 2 baths • 2,482 sqft

5313 Wymore Rd, Panama City FL 32404

#769560, Listing Office: Anchor Realty Florida

ranch-style home with a garage, driveway, a shingled roof, a chimney, and a front lawn

unfurnished living room with vaulted ceiling with beams, light wood-style flooring, ceiling fan with notable chandelier, and a stone fireplace

unfurnished living room with a stone fireplace, wood finished floors, visible vents, and baseboards

$4,382 Closing Credit¹

$369,000

4 beds • 2 baths • 1,948 sqft

3615 State Ave, Panama City FL 32405

#769491, Listing Office: Overstreet Realty

kitchen with appliances with stainless steel finishes, dark wood-style flooring, a center island with sink, and white cabinetry

kitchen with light wood finished floors, light countertops, appliances with stainless steel finishes, white cabinets, and a kitchen island with sink

kitchen with light countertops, appliances with stainless steel finishes, white cabinets, a sink, and an island with sink

$4,026 Closing Credit¹

$339,000

4 beds • 2 baths • 1,867 sqft

6408 Slabinski Ln, Panama City FL 32404

#769245, Listing Office: RE/MAX Freedom

ranch-style house featuring a garage, board and batten siding, a front lawn, and decorative driveway

view of front facade featuring a garage, decorative driveway, board and batten siding, and a front yard

single story home with decorative driveway, roof with shingles, an attached garage, board and batten siding, and a front lawn

$6,139 Closing Credit¹

$517,000

4 beds • 3.5 baths • 2,822 sqft

196 Martingale Loop, Lynn Haven FL 32444

#769130, Listing Office: Think Real Estate

craftsman house featuring a garage, concrete driveway, roof with shingles, board and batten siding, and a front yard

craftsman house with a garage, concrete driveway, roof with shingles, a front lawn, and board and batten siding

craftsman-style home featuring a garage, brick siding, driveway, roof with shingles, and board and batten siding

$5,284 Closing Credit¹

$445,000

4 beds • 3 baths • 2,507 sqft

4819 Standing Cypress Dr, Panama City FL 32404

#969195, Heather H Neubauer, Listing Office: ERA Neubauer Commercial

view of front of home featuring a shingled roof, concrete driveway, an attached garage, a yard, and board and batten siding

craftsman inspired home with driveway, roof with shingles, an attached garage, a front lawn, and board and batten siding

craftsman inspired home featuring a garage, driveway, roof with shingles, and brick siding

$5,284 Closing Credit¹

$445,000

4 beds • 3 baths • 2,507 sqft

4819 Standing Cypress Dr, Panama City FL 32404

#767636, Listing Office: ERA Neubauer Real Estate Inc

view of front of home featuring a front lawn, a shingled roof, and brick siding

view of front of home featuring roof with shingles and a front yard

3D tour

$5,698 Closing Credit¹

$479,800

4 beds • 3 baths • 2,342 sqft

5222 Stewart Dr, Panama City FL 32404

#769069, Listing Office: Central Bay Realty and Property Management LLC

4988 Conner Ln, Panama City FL, 32404, 4 bedrooms, 2 baths house for sale

Listing photo 2 for 4988 Conner Ln, Panama City FL 32404

Listing photo 3 for 4988 Conner Ln, Panama City FL 32404

$3,717 Closing Credit¹

$313,000

4 beds • 2 baths • 1,830 sqft

4988 Conner Ln, Panama City FL 32404

#969095, Rhonda G Musch, Eric Musch, Listing Office: Equity & Trust Realty Inc

view of front facade with a garage and a front lawn

view of front of property featuring a front yard and a garage

$4,572 Closing Credit¹

$385,000

4 beds • 2 baths • 1,812 sqft

1258 Cason Dr, Lynn Haven FL 32444

#768565, Listing Office: Think Real Estate

kitchen featuring light tile patterned flooring, appliances with stainless steel finishes, backsplash, and dark stone countertops

kitchen featuring stainless steel appliances, backsplash, and dark stone counters

$6,567 Closing Credit¹

$553,000

4 beds • 2.5 baths • 2,591 sqft

2806 Broad Wing Ave, Panama City FL 32405

#767401, Listing Office: Empire Real Estate of Florida LLC

view of front of property featuring a garage and a front yard

view of front of property with a garage and a front lawn

$4,263 Closing Credit¹

$359,000

4 beds • 2 baths • 1,807 sqft

1237 Conolly Blvd, Lynn Haven FL 32444

#768702, Listing Office: Keller Williams Success Realty

view of front of home with a garage, a front lawn, and covered porch

hall with hardwood / wood-style flooring

hallway featuring dark hardwood / wood-style flooring

$3,741 Closing Credit¹

$315,000

4 beds • 2 baths • 1,830 sqft

4860 Conner Ln, Panama City FL 32404

#768562, Listing Office: EXP Realty LLC

view of front of house featuring a front yard

view of front of property with a garage and a front yard

$6,769 Closing Credit¹

$570,000

4 beds • 4 baths • 2,726 sqft

2816 Hawks Landing Blvd, Panama City FL 32405

#766997, Listing Office: Coastal Choice Realty LLC

view of patio featuring a jacuzzi, an outdoor hangout area, ceiling fan, and a water view

view of front facade featuring stone siding, driveway, an attached garage, and a front lawn

doorway to property featuring stone siding, a porch, a shingled roof, and board and batten siding

$5,344 Closing Credit¹

$450,000

4 beds • 2.5 baths • 2,054 sqft

3414 Harrison Ave, Panama City FL 32405

#770094, Listing Office: Crye-Leike Coastal Realty

ranch-style house featuring a garage and a front yard

$7,718 Closing Credit¹

$649,900

4 beds • 2.5 baths • 2,317 sqft

3430 Long Rd, Panama City FL 32409

#767806, Listing Office: Think Real Estate

view of front of home featuring a garage

kitchen with light hardwood / wood-style flooring, an island with sink, black appliances, decorative backsplash, and sink

$4,453 Closing Credit¹

$375,000

4 beds • 2 baths • 2,259 sqft

3205 Lindsey St, Panama City FL 32404

#767403, Listing Office: Legacy Premier Agency

3019 Osprey Cir, Panama City FL, 32405, 4 bedrooms, 3 baths house for sale

Listing photo 2 for 3019 Osprey Cir, Panama City FL 32405

Listing photo 3 for 3019 Osprey Cir, Panama City FL 32405

Backup offers

$6,828 Closing Credit¹

$575,000

4 beds • 3 baths • 2,726 sqft

3019 Osprey Cir, Panama City FL 32405

#767192, Listing Office: Coldwell Banker Realty

ranch-style house featuring a front lawn

ranch-style house featuring a front yard

$3,978 Closing Credit¹

$335,000

4 beds • 2 baths • 1,462 sqft

2915 E 17th St, Panama City FL 32405

#765627, Listing Office: Waves & Woods Realty, LLC

ranch-style house with a front yard and a garage

craftsman-style home with a garage and a front yard

Backup offers

$4,691 Closing Credit¹

$395,000

4 beds • 2 baths • 1,779 sqft

3715 Cedar Park Ln, Panama City FL 32404

#767087, Listing Office: LPT Realty LLC

view of front of house with a front yard and fence

view of front of home with a front lawn and fence

$4,393 Closing Credit¹

$369,900

4 beds • 3 baths • 2,300 sqft

5318 Harvey St, Panama City FL 32404

#766989, Listing Office: Keller Williams Success Realty

view of front of home featuring a yard and a garage

$3,962 Closing Credit¹

$333,650

4 beds • 2 baths • 1,799 sqft

4467 Riparian Ln, Panama City FL 32404

#766405, Listing Office: DR Horton Realty of Emerald Coast, LLC

view of front of home featuring a garage and a lawn

$3,962 Closing Credit¹

$333,650

4 beds • 2 baths • 1,799 sqft

4466 Riparian Ln, Panama City FL 32404

#766404, Listing Office: DR Horton Realty of Emerald Coast, LLC

dining space featuring a stone fireplace, vaulted ceiling with beams, ceiling fan, and light hardwood / wood-style floors

unfurnished living room featuring ceiling fan, a fireplace, lofted ceiling with beams, and light wood-type flooring

unfurnished living room with ceiling fan, a stone fireplace, lofted ceiling with beams, and light wood-type flooring

$5,611 Closing Credit¹

$472,500

4 beds • 3.5 baths • 2,944 sqft

1601 Loblolly Ln, Lynn Haven FL 32444

#766802, Listing Office: Epique Realty Inc

view of front of property featuring a garage, a front lawn, and covered porch

view of front of home with a porch, a garage, and a front yard

hall featuring light hardwood / wood-style flooring

$4,868 Closing Credit¹

$409,900

4 beds • 2.5 baths • 2,275 sqft

4873 Sandhill Way, Panama City FL 32404

#765102, Listing Office: DR Horton Realty of Emerald Coast, LLC

ranch-style home with a front yard and a garage

$6,234 Closing Credit¹

$525,000

4 beds • 2 baths • 2,026 sqft

6345 Oak Knoll Rd, Panama City FL 32404

#766244, Listing Office: Gulf Life Real Estate Inc

view of front of home featuring a garage and a front lawn

craftsman house with a front yard and a garage

$4,928 Closing Credit¹

$415,000

4 beds • 3 baths • 2,388 sqft

4718 Rosemary St, Panama City FL 32404

#765844, Listing Office: Empire Real Estate of Florida LLC

entryway with dark hardwood / wood-style flooring, ornamental molding, and an inviting chandelier

unfurnished living room with a tile fireplace, french doors, dark wood-type flooring, crown molding, and ceiling fan with notable chandelier

$4,334 Closing Credit¹

$365,000

4 beds • 2 baths • 2,136 sqft

2405 Camryns Xing, Panama City FL 32405

#765674, Listing Office: Keller Williams Realty Emerald Coast

view of front facade with a garage and a front yard

$4,393 Closing Credit¹

$369,900

4 beds • 2 baths • 1,746 sqft

3611 Keldave Ct, Panama City FL 32404

#765468, Listing Office: Xcellence Realty

pool at dusk featuring a patio and a lawn

3D tour

$6,519 Closing Credit¹

$549,000

4 beds • 2 baths • 2,256 sqft

8113 S Mccann Rd, Southport FL 32409

#963322, Kaci A Hawes, Listing Office: ERA Neubauer Commercial

back of property with a lawn and a water view

back of house featuring a lawn and a patio

$4,701 Closing Credit¹

$395,900

4 beds • 3.5 baths • 2,550 sqft

6136 Earl Sapp Rd, Panama City FL 32404

#764241, Listing Office: Anchor Realty Florida

view of front of property featuring a front yard

3D tour

$6,519 Closing Credit¹

$549,000

4 beds • 2 baths • 2,256 sqft

8113 S Mccann Rd, Southport FL 32409

#765057, Listing Office: ERA Neubauer Real Estate, Inc

kitchen featuring light stone counters, stainless steel appliances, decorative light fixtures, sink, and white cabinets

$3,918 Closing Credit¹

$329,900

4 beds • 2 baths • 1,633 sqft

1706 Everitt Ave, Panama City FL 32405

#764922, Listing Office: Hope Realty of Bay County LLC

Saint Andrews Bay, FL Real Estate Market Overview

Find your perfect 4 bedroom home in Saint Andrews Bay, FL. Browse 4 in Saint Andrews Bay, FL and connect with a Rocket Homes agent to get your dream home. The number of listings in Saint Andrews Bay, FL increased by 0.5% between January 2025 and February 2025. The median list price of listings available in February 2025 was $340,000, while the average time on the real estate market was 83 days. In February 2025 more than 0 listings in Saint Andrews Bay, FL were sold above the asking price. During the same period more than 7 listings were sold at asking price, while more than 11 were sold below.

From Rocket Homes Real Estate and based on county public records data

Schools near Saint Andrews Bay, FL

Elementary Schools

Tommy Smith Elementary School
5044 Tommy Smith Dr
Public District PK-5
Bay Haven Charter Academy
2501 Hawks Landing Blvd
Public Charter KG-5
Cedar Grove Elementary School
2826 E 15th St
Public District PK-5

Middle Schools

Bay Haven Charter Middle School
2501 Hawks Landing Blvd
Public Charter 6-8
North Bay Haven Charter Academy Middle School
1 Buccaneer Dr
Public Charter 6-8
Mowat Middle School
1903 W Highway 390
Public District 6-8

High Schools

Palm Bay Preparatory Academy 6-12
1104 Balboa Ave
Public Charter 6-12
A Crawford Mosley High School
501 Mosley Dr
Public District 9-12
Rutherford High School
1000 School Ave
Public District 6-12

Data provided by Great Schools

4 bedroom homes for sale in Saint Andrews Bay, FL

Saint Andrews Bay, FL Real Estate Market Overview

What is it like to live in Saint Andrews Bay, FL

Overview

Schools near Saint Andrews Bay, FL

Housing market reports in Bay County

Top real estate cities in Florida